Nova Credit jobs

Product & Regulatory Counsel New York, NY Update May 8, 2026: Hi there! This role is still open- if interested, please do apply! :) WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were recently named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . Nova Credit offers a dynamic and inclusive work environment where you can meaningfully impact the lives of people historically excluded from the credit system. We value diversity, intellectual honesty, and innovation and are committed to supporting our team members' professional growth and development. If you're passionate about leveraging technology to drive financial inclusion, we want to hear from you! THE OPPORTUNITY Nova Credit's Legal & Compliance team is focused on

Manager Credit Risk, Business Banking Mississauga Requisition ID: 257394 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Role The Small Business Manager, Credit Risk is responsible for exercising sound credit judgement, and providing quality underwriting decisions. The incumbent is to adhere to Bank policy and established exception authorities, while balancing production objectives. ACE's role is to review credit applications requiring an exception for Retail Branches, Private Banking, Indirect Mortgage, and Indirect Auto channels, and underwriting for the Small Business (Branch, Health Care & Professional Banking, and Agriculture) channel. The incumbent contributes to the overall success of the Adjudication Centre of Expertise / Global Operations in Canada ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives. Ensures all activities conducted follow governing regulations, internal policies and procedures. Is this role right for you? In this role you will: Effectively analyze credit submissions, financial disclosures and pertinent documentation, within risk tolerances Applying advanced credit judgement, usage of the applicable 5 C's of credit, and ensuring consistent application of policies and processes are analyzed and documented. Adjudicating within established limits and exception authority and presenting quality recommendations on requests above established limits. Ability to c

Senior Manager, Wealth Credit Structuring Toronto Requisition ID: 259146 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. What you will be doing: The Senior Manager, Wealth Credit Structuring is focused on customized commercial credit underwriting (new applications and annual reviews). The role is responsible for contributing to the quality and the profitable growth of the Private Banking customized/commercial credit portfolio by completing credit structuring-related activities for clients including risk analysis, deal structuring, pricing, negotiation and credit presentations for highly complex deals and credit applications. The incumbent interfaces directly with clients at times, in partnership with the Private Banker and liaises with Global Risk Management through the credit decision- making process. The primary focus of the position is the completion of new credit requests, compliance and client Annual Reviews. Is this role right for you? In this role you will: Responsible for the completion of all Private Banking customized/commercial credit structuring activities in the assigned territory/Centre(s) by: Ensuring the timely analysis, structuring and presentation of credit proposals Performing proper due diligence in evaluating information to ensure the critical personal/business elements and fundamental risks are identified and material facts are verified. Providing prompt and sound recommendations in the analysis and presentation of credit proposals Recommending loan

Senior Credit Solutions Associate Quebec City Senior Credit Solutions Associate Quebec City Requisition ID: 262810 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Senior Credit Solutions Associate provides the Senior Credit Solutions Manager (SCSM) credit support as it relates to the credit adjudication process within Commercial Distribution. Provides a high standard of support to the team and contributes to the profitable growth and quality of the distribution portfolio in which they will be supporting. The Senior Credit Solutions Associate will work with SCSM with the preparation, analysis, and monitoring of credit applications and portfolios. The ideal candidate will have a strong understanding of credit principles, excellent analytical skills, and the ability to work collaboratively in a fast-paced environment. The role is specific to supporting more complex Core clients and is intended to provide deal exposure and development for a SCSM role. Is this role right for you? In this role, you will: Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Credit Analysis and Evaluations: Perform credit tasks for core clients supporting Senior Credit Solutions Managers (SCSM) such as: Prepare Financial Statement spreading, credit summaries, Projections and Borrowing bases, review results, escalate any signs of deterioration and update appropriate systems. Understand the financial health, creditworthiness, and risk profile of potential b

Director & Head of Credit Risk Quebec Director & Head of Credit Risk Quebec Requisition ID: 247694 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Leads and oversees Commercial Credit Risk in Quebec ensuring business strategies, plans and initiatives are executed / delivered in compliance with governing regulations, internal policies and procedures for Quebec's Commercial Mid-Market and National Accounts. The Head of Credit Risk Quebec ensures the Commercial Bank's loan portfolio is efficiently maintained at an acceptable level of risk and loan losses are minimized. The incumbent adjudicates credit requests up to limits; makes sound recommendations on larger loans and ensures the loan portfolio is managed effectively and in adherence to Bank policy and standards. Is this role right for you? In this role you will: Leads and drives a customer focused culture throughout their team to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Leads a team of adjudicators, contributes to the profitable growth and quality of the Quebec's Commercial Credit portfolio, ensuring the portfolio is efficiently maintained at an acceptable level of risk. Ensure portfolio performance aligns with risk appetite through strong credit adjudication, robust controls, and proactive risk management. Provides objective oversight and effective challenge, optimize capital, monitor emerging risks, and collaborate with business lines to shape strategic initiatives. Ensures credit applications

Credit Bureau Business Manager United States Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a Business Manager Credit Reporting Agency Management who will be at the forefront of business strategy, working closely with the three main credit reporting agencies-Experian, TransUnion, and Equifax-as well as additional credit third parties, such as Innovis, Nova Credit, and FICO. This individual will also be responsible for designing and implementing business solutions that create value across multiple platforms and products. This position will be responsible for and leading Permissible Purpose and Credit Bureau Data usage for the Enterprise What you'll do: - Act as the primary business Operations liaison between the organization and credit bureau agencies - Develop and maintain strong business relationships with the Bureaus and internal BUs - Understand the trends in credit data errors/opportunities and work with credit bureau agencies to improve - Lead projects focused on

Senior Manager, Real Estate Credit Toronto Requisition ID: 261084 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The incumbent will review and, depending on the type and overall risk rating of the Borrower and real estate project in question, adjudicate credit submissions primarily focused on all asset classes of real estate including construction, Income Property Loans and working capital facilities included in both the Bank's Commercial and Corporate Loan Portfolios. What you'll do in this role? Liaise and maintain strong working relationship with real estate banking offices. The portfolio's primary focus is the real estate industry. Review pertinent financial and industry information and perform in depth risk assessment of incoming credit applications. Provide recommendations to senior executives and participate in discussions at Senior Credit Committees. Adjudicate/authorize real estate loans within assigned lending limit, including amendments to improve credit structure, as necessary. Review and, where appropriate, authorize loan documentation completed by banking offices and the preparation of authorizations to communicate the terms and conditions of the transaction. Develop a high degree of industry knowledge/expertise and ensure the ongoing quality of the credit portfolio through the review of industry publications, the assessment of monthly/quarterly financial reporting packages, and discussions with applicable banking officers. What we're looking for? E

Director, Structured Credit Dallas, TX Requisition ID: 261755 Salary Range: - Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Team The Director, (Structured Credit/MBS) is accountable for leading global technology strategy, delivery, and operations supporting the Structured Credit business across multiple product lines, including Commercial Real Estate, Credit Total Return Swaps (TRS), ABS/MBS trading, and other credit trading products. Reporting to the VP & Global Market Systems, this leader will drive strategic planning, execution, and oversight of platforms and operational processes that enable scalable, compliant, and efficient structured credit activities worldwide. Purpose This role partners closely with trading, risk, finance, and operations to deliver robust solutions for structured credit trading, risk management, and client lifecycle processes. The Director ensures all technology initiatives align with regulatory requirements, internal policies, and risk frameworks while fostering a culture of innovation, accountability, and continuous improvement. Key responsibilities include global program management for multi-product buildouts, vendor selection and management, operational readiness, and implementation of best-in-class controls for data integr

Senior Manager, Funds Risk Management - Credit Adjudication Toronto Requisition ID: 264264 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Funds Risk Management is responsible for risk management and analysis of Hedge Funds, Pensions Funds, Private Equity and other Investment Funds. As a Senior Manager, you will be a key member of the Funds Risk Management team who is responsible for credit risk adjudication and ongoing monitoring of the financial health of the Hedge Funds portfolio. The team participates in customer due diligence meetings as well as monitoring and reporting for the assigned portfolio of accounts. The team works closely with three major Global Banking and Market's (GBM) business lines - Prime Services, Collateral Management and Funding, and Credit Total Return Swaps to provide products and services to their hedge fund customers. You are expected to act as a strategic partner and trusted advisor to the GBM business lines with respect to risk related matters concerning Hedge Funds globally. You are expected to have a strong background of credit, market and counterparty credit risk management frameworks, related policies of the Bank, and industry best practices with regards to counterparty credit risk management. Is this role right for you? In this role, you will: Approve, maintain and manage credit exposure to Hedge Funds clients across derivatives and secured financing transactions. Conduct proactive risk management of the Bank's Hedge Funds Portfolio for assigned accounts

Director, (Structured Credit/MBS) Toronto Requisition ID: 243448 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Team The Director (Structured Credit/ MBS) is accountable for leading global technology strategy, delivery, and operations supporting the Structured Credit business across multiple product lines, including Commercial Real Estate, Credit Total Return Swaps (TRS), ABS/MBS trading, and other credit trading products. Reporting to the VP & Global Market Systems, this leader will drive strategic planning, execution, and oversight of platforms and operational processes that enable scalable, compliant, and efficient structured credit activities worldwide. The Role This role partners closely with trading, risk, finance, and operations to deliver robust solutions for structured credit trading, risk management, and client lifecycle processes. The Director ensures all technology initiatives align with regulatory requirements, internal policies, and risk frameworks while fostering a culture of innovation, accountability, and continuous improvement. Key responsibilities include global program management for multi-product buildouts, vendor selection and management, operational readiness, and implementation of best-in-class controls for data integrity and risk mitigation. The incumbent will lead multi-disciplinary teams, manage relationships with institutional investors and external partners, and represent the business in senior leadership forums. Success in this

Manager, US Credit Risk Dallas, TX Requisition ID: 264616 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Job Title: Manager, U.S. Credit Risk, Risk Reporting Global Banking and Markets Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world. Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group. Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future! Purpose The Manager, U.S. Credit Risk, Risk Reporting, will contribute to the team's efficient and effective credit risk assessment, credit adjudication and portfolio/risk management

Senior Manager Toronto Requisition ID: 262883 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. As the Senior Manager / Manager in Global Risk Management - Corporate Credit Diversified, you will be responsible for managing credit adjudication activities for a portfolio of corporate customers spanning a wide range of industries (consumer and industrials in Canada and Europe, Private Equity transactions, Leveraged Finance structures etc.) with exposure to significant deal flow that is diverse in terms of structures and risks. Through collaboration with Banking partners, you will contribute to the sound asset growth and profits of the Bank by performing in-depth risk assessment, ensuring requests are properly analyzed and adjudicated in compliance with governing regulations, internal policies and procedures. Data validation and effective challenge result in sound and comprehensive recommendations to facilitate decisions within requested time frames (accelerated at times). Reporting to a Director, you will be responsible for assigned portfolio ensuring credit adjudication, control activities and related processes are conducted within the Bank's risk appetite and policies, providing independent review and effective challenge to proposals from the Bank's first line for credit requests with continuous account & portfolio monitoring. What you'll do in this role? Perform credit analysis and adjudicate on a portfolio of accounts with complex structures thr

Manager, Automotive Credit Strategies Toronto Requisition ID: 259075 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The mandate of this role is to oversee the acquisition credit risk strategies and policy for the Automotive portfolio to optimize risk/return within Global Risk Management to meet Canadian Banking strategic priorities. In this role, you will develop and monitor key performance indicators of the portfolio scrutinized through different lenses. You will use in-depth portfolio insights to develop through-the-door adjudication strategies or recommend policy changes for various segments and programs to maximize risk adjusted return while managing portfolio PCL under the current highly fluid credit market. This includes various stages of strategy development: identify opportunities through data driven analytics, leverage champion/challenger capabilities to confirm previous assumptions and forecast financial outcome of strategies, propose changes through rigorous business framework in place, implement the change with technology teams, perform post implementation validations, track performance to validate forecast and reinvent upon iterations. The incumbent will work in close collaboration with our risk technology partners to ensure credit strategies are implemented without production defect and along with business line partners to ensure business strategies are consistent with the Risk Appetite Framework. Is this role right for you? In this role, you will: 1.

Manager, Customer Risk Analytics, Retail Credit Risk Toronto Requisition ID: 263536 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Manager, Customer Risk Analytics, Retail Credit Risk, GRM is responsible in monitoring, conducting analysis and making fact-based recommendations across Retail Credit portfolios. The incumbent will deliver customer level analysis in order to provide holistic actionable insights and product-specific risk analytics. Analytics will include, but not limited to, monthly monitoring on balances, delinquency, portfolio and acquisition credit quality. The role is highly technical and requires expert SAS/Python, data analytics and BI tools skills. The incumbent will deliver ongoing portfolio reporting and monitoring to senior management, as well as address ad-hoc data requests. This role works with multiple stakeholders and partners within and outside Scotiabank. Is this role right for you? In this role, you will: Accountability 1: Retail Credit Risk Portfolios Tracking & Reporting Use a variety of analytical and reporting tools (ex. SAS, Python, Tableau) to provide dynamic reporting on key performance metrics to various stakeholders in GRM and business lines. Respond to adhoc requests from executives and key stakeholders with a sense of urgency. Perform required data pulls, reconciliations to answer questions. Prioritization and working on more than one request at a time is often required. Provide actionable insights and meaningful messages from the reporti

Senior Manager, Origination Lending Risk Strategies -Tangerine Bank Toronto Requisition ID: 263076 At Tangerine, we're redefining banking. As Canada's leading digital bank, we thrive on innovation, agility, and bold thinking, tackling every challenge head-on with leading technology and the unstoppable power of collaboration. Our client-obsessed teams deliver flexible, accessible banking solutions, breakthrough products, and award-winning service. Beyond banking, we're committed to making an impact in the communities we serve and across our organization. We foster a culture built on integrity, inclusion, and fearless ambition - where diverse perspectives are valued, and people are empowered to do their best work. Are you ready to disrupt the status quo? Do you crave challenges that push boundaries? If you're a high performer looking to accelerate your career and reimagine the banking landscape, this is your moment. Let's shape the future of banking together! The mandate of this role is to lead the development of credit risk strategies, policies and procedures for the new originations for unsecured lending products (credit cards, unsecured line of credit, overdrafts, etc.) to optimize risk/return for Tangerine in Global Risk Management. Job Responsibilities: Develop Credit Risk Strategies: Develop and implement credit risk strategies, policies and procedures for Unsecured Lending portfolios using analytics, empirical decision models and competitive analysis. Ensure all credit risk strategies, models, and policy changes comply with internal model risk m

Associate, Loan Trading / Credit Trading - New York, NY Associate, Loan Trading / Credit Trading - New York, NY Requisition ID: 262352 Salary Range: - Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Associate, Loan Trading / Credit Trading - New York, NY Global Banking and Markets Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world. Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group. Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work tog

Manager, Finance & Credit File Integrity (CFI) Scarborough Requisition ID: 264582 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Role: The Manager, Finance & Credit File Integrity (CFI) provides financial leadership, oversight, and governance for ScotiaHelps Canada, ensuring effective planning, reporting, and forecasting, supported by strong financial and operational controls that enable business performance and decision-making. The role also provides people leadership and direction for the CFI function, leading a centralized team responsible for the intake, investigation, and resolution of credit bureau reporting discrepancies, ensuring accurate and timely outcomes while maintaining compliance with internal policies and regulatory expectations. Is this role right for you? - In this role you will: • Maintains financial controls across expense management, planning, and forecasting. • Produces monthly and quarterly financial results, including variance analysis and general ledger reviews. • Ensures accurate and timely financial reporting aligned to business drivers. • Provides insights to support cost management and business decision-making. • Supports audits by maintaining effective and documented financial and operational controls. • Identifies and implements improvements to financial processes, controls, and reporting. • Leads and develops the CFI team, including performance management and coaching. • Sets team priorities and drives delivery against service levels and quali

Non Retail Credit Risk Senior Manager Toronto Requisition ID: 261243 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Ensure credit adjudication, control activities and related processes are conducted within a strong risk culture, focusing on emerging risks and within risk appetite. Provide an objective oversight and effective challenge, enable capital optimization, ensure ongoing monitoring, and partner with business lines to develop effective strategy. Is this role right for you? In this role, you will: Risk Assessment and Rating Assignment: Adjudicate and/or authorize credit requests up to assigned limits; make sound recommendations within the Bank risk appetite and in adherence to our policy and standards. Evaluate financial and non-financial risks for an accurate client risk profiling, and challenge banking strategies ensuring compliance with bank policies and regulatory requirements. Risk assessment and rating assignment, timely monitoring changes in client's creditworthiness, and recommending adequate course of action. Understand economic, political and regulatory framework and how it impacts the assigned portfolio. Recommending potential actions. Act as an advisor partner for Banking. Client Centric (internal/ external) Play an integral role in the client relationship experience by collaborating effectively with Banking, providing feedback to ensure a cohesive and efficient client experience while managing risk effectively. To ensure adjudication process is ac

Manager, Capital Analytics & Internal Models Toronto Requisition ID: 264252 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Purpose As Manager, Capital Management, you will be a key part of the team who is responsible for the measurement and reporting of the Bank's regulatory and internal capital requirements. The current primary responsibilities include quarterly production of the Bank's internal credit risk and concentration risk capital results as well as maintaining and improving the Bank's current model and data methodologies and operational processes. The manager will also work with other team members to manage and improve an interactive capital reporting tool (Power BI). Is this role right for you? In this role you will: Working with other team members and technology partners, manage the production of bank's internal credit risk and concentration risk capital results. Support the development, maintenance, and enhancement of credit risk and capital reporting Extract, clean, and analyze data using SQL and Python Review and update parameters used in the Bank's internal models for credit risk and concentration risk. Assist with risk analytics, monitoring, and management reporting Help improve data quality, controls, and data management processes Build dashboards, visualizations, and other tools to communicate risk insights effectively Collaborate with stakeholders across risk, finance, and technology teams Analyze capital results by product, portfolio and business lines

Associate Director (Vice President) - Structured Credit Sales - New York, NY Associate Director (Vice President) - Structured Credit Sales - New York, NY Requisition ID: 257115 Salary Range: - Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Title: Associate Director (Vice President) - Structured Credit Sales - New York, NY Global Banking and Markets Global Banking and Markets (GBM) is a leading Capital Markets and Investment Banking platform with a competitive presence across the Americas, operating globally over 100 years. Scotiabank's strong US presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world. Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group including transaction banking and trade finance solutions. Be part of an innovative Global Capital Markets and Investment Banking business with a unique geographic footprint that put

Senior Manager, Portfolio Analytics & Insights Toronto Requisition ID: 261285 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Senior Manager, Portfolio Analytics & Insights is accountable for leading the day‑to‑day delivery of high‑quality portfolio risk monitoring and analytics for the Unsecured Lending portfolio (Credit Cards, Unsecured Lines of Credit, and Overdraft Protection). The role supports the Director, Portfolio Analytics & Insights and plays a critical role in informing senior leadership discussions, governance forums, and strategic decision‑making across the unsecured credit lifecycle. This is a hands‑on, technical leadership role, combining advanced analytics execution with cross‑functional leadership and strong executive storytelling. Is this role right for you? In this role, you will: 1. Portfolio Performance Monitoring & Analytics · Design, build, and maintain monitoring Power BI dashboards or scorecards covering portfolio performance, early warning indicators credit quality, losses, PCL, vintages, and key risk drivers to enable effective senior oversight of portfolio performance · Monitor portfolio performance across acquisition channels and programs to investigate variances, emerging risks, and trend shifts that may impact portfolio health · Perform data manipulation and analysis using SQL, SAS, Power BI, Excel, and/or Python to build metrics and perform ad‑hoc executive requests 2. Insights & Data Storytelling Produce clear and actionable analytics ins

Senior Manager, Marketing Planning & Delivery, Credit Card & Lending Engagement [18 Month Contract] Toronto Requisition ID: 260561 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Role Drive sustained and profitable revenue growth through the planning, development and delivery of engagement and retention targeted marketing programs. As a member of the Marketing Planning and Delivery practice (within Canadian Banking Marketing), you will drive credit card engagement marketing planning, and delivery of benefit-led campaigns that enable the Canadian Bank to achieve its strategic objectives. Is this role right for you? In this role, you will be involved in: Marketing Planning: With Director, sets and refines annual and quarterly targeted marketing plans for credit card and lending portfolio. Demonstrates a comprehensive ability to manage targeted marketing programs to engage, and retain clients, and possesses the capability to develop integrated marketing strategies that encompass email marketing, targeted advertising, sales promotions, direct mail, and branch marketing. Applies deep product expertise and results-driven targeted marketing strategies to meet or exceed performance targets for supported business lines. Fosters a client-focused culture within the team to strengthen client relationships and capitalize on broader Bank priorities. Works with data and analytics to develop measurement plans that drive results, while also bringing together multiple teams to execute creative campaigns in targeted marketing Monitors and rep

Senior Audit Manager, Non Retail Credit Risk Toronto Requisition ID: 251787 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. As the third Line of defense, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank's internal controls, risk management and governance processes. We are professionals who thrive in a challenging environment and work with management to find solutions to address control weaknesses. The Senior Audit Manager assists in leading internal audit activities for the Non- Retail Credit Risk Audit Group in support of the Audit Department in executing on its global mandate, ensuring business strategies, plans and initiatives and all audit activities are conducted / executed / delivered in compliance with governing regulations, internal policies, and procedures. The Senior Audit Manager is a dynamic, innovative, and trusted advisor who uses data to deliver industry-leading assurance and insights to keep the Bank and our customers safe. Is this role right for you? In this role, you will: Acts primarily as Officer in Charge (OIC) as a team member for assigned audits; may act as Audit Principal (AP) for low to medium complexity audits Leads and drives a client focused culture throughout the team to deepen client relationships and leverage broader Bank relationships, systems, and knowledge Leads and manages end-to-end audits related to the management of credit risk for assigned projects/processes in Glo

Associate, Corporate Banking, GBM Dublin Requisition ID: 263582 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Associate - Power, Utilities & Infrastructure | Corporate Banking Location: Dublin Overview of the Opportunity Join a leading Corporate Banking team as an Associate within Power, Utilities & Infrastructure in Ireland. This is a high-exposure role offering the opportunity to work on complex transactions, support senior client relationships, and build deep sector expertise. You will play a key role in deal execution, credit analysis and portfolio management, working alongside experienced Relationship Managers in a collaborative, high-performing environment. Key Responsibilities Deal Execution & Transaction Support Support execution of financing transactions across power, utilities and infrastructure Prepare credit papers, analysis and recommendations for internal approval Assist in structuring deals and negotiating terms with clients and lenders Credit Analysis & Financial Modelling Build and review cash flow models and sensitivity analysis Assess credit quality and transaction risk Support preparation of underwriting materials and documentation Client & Portfolio Management Support day-to-day management of client relationships Monitor portfolio performance and identify emerging risks or opportunities Assist with annual reviews, amendments and restructurings Stakeholder Coordination Work closely with internal teams (Risk, Legal, Operations, KYC) Coordina