Nova Credit jobs

Chief Technology Officer New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics, & FCRA-compliance to help lenders grow responsibly. Nova Credit plugs the gaps in the legacy credit bureaus through connectivity into the fragmented universe of consumer data and transforms it into compliant, actionable risk insights. Nova Credit supports over 7,000 businesses including organizations such as Chase, HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who rely on Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We are backed by an exceptional group of funds (Kleiner Perkins, General Catalyst, Index Ventures, Canapi Ventures, Nyca, Socium Ventures) and were named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . ABOUT THE ROLE: We're seeking a Chief Technology Officer (CTO) to own Nova Credit's technology and product vision at the highest level. This is a defining executive role where you will set the strategic direction and own technical execution across Engineering, Infrastructure, Data Science, and Product & Design, driving transformative impact across everything we build. As a member of the Leadership Team, you will serve as the visible steward of our technical and product culture, aligning innovation with long-term business outcomes and ensuring Nova Credit

Head of Lending New York, NY Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders grow responsibly. Nova Credit plugs the gaps in the legacy credit bureaus through connectivity into the fragmented universe of consumer data and transforms it into compliant, actionable risk insights. Nova Credit supports over 7,000 businesses including organizations such as Chase, HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who rely on Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We are backed by an exceptional group of funds (Kleiner Perkins, General Catalyst, Index Ventures, Canapi Ventures, Nyca, Socium Ventures) and were named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . As Head of Lending at Nova Credit, you will join Nova Credit's leadership team and lead the Lending Business Unit - our flagship and most strategically critical vertical. You will hold end-to-end accountability (pre to post-sales) for growing the Lending vertical, leading two exceptional teams responsible for winning within Financial Services (largest banks) and Consumer Lending (other key lenders). This role sits at the intersection of enterprise sales leadership and business unit general management. You will drive new logo acquisition and expansion with the country's largest banks and

Senior Strategic Account Manager, Financial Services New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were recently named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . Nova Credit offers a dynamic and inclusive work environment where you can meaningfully impact the lives of people historically excluded from the credit system. We value diversity, intellectual honesty, and innovation and are committed to supporting our team members' professional growth and development. If you're passionate about leveraging technology to drive financial inclusion, we want to hear from you! THE OPPORTUNITY As a Senior Strategic Account Manager (IC4) at Nova Credit, you'll drive the complete lifecycle success of our most strategic enterprise customers. You'll identify

Staff Product Designer Remote WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were recently named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . Nova Credit offers a dynamic and inclusive work environment where you can meaningfully impact the lives of people historically excluded from the credit system. We value diversity, intellectual honesty, and innovation and are committed to supporting our team members' professional growth and development. If you're passionate about leveraging technology to drive financial inclusion, we want to hear from you! THE OPPORTUNITY As a Staff Product Designer at Nova Credit, you will play a critical role in crafting intuitive and impactful product experiences across the Nova Credit platform, while also contributing

Product & Privacy Counsel New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were recently named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . Nova Credit offers a dynamic and inclusive work environment where you can meaningfully impact the lives of people historically excluded from the credit system. We value diversity, intellectual honesty, and innovation and are committed to supporting our team members' professional growth and development. If you're passionate about leveraging technology to drive financial inclusion, we want to hear from you! THE OPPORTUNITY Nova Credit's Legal & Compliance team is focused on helping the company grow while guiding it through its legal, contractual, and regulatory obligations. Operating in a

Senior Software Engineer Remote WHO WE ARE At Nova Credit, we're on a mission to power financial inclusion globally, building a unified platform for credit and financial data that meaningfully impacts lives. Our software engineers develop innovative solutions that incorporate data integrations and advanced analytics into seamless user experiences, transforming diverse data into actionable risk insights. Join us to help unlock economic opportunities for consumers historically excluded from traditional credit systems. We foster a dynamic, inclusive environment that values diversity, intellectual honesty, and innovation, committed to supporting your professional growth. For more on our engineering culture, check out our recent blog post ! OUR TECHNOLOGY STACK We leverage Node.js, React, TypeScript, Python, PostgreSQL, and AWS to bring our products to life. THE OPPORTUNITY We're seeking a Senior Software Engineer to lead key technical projects from design to delivery, drive the implementation of scalable and robust solutions across our products, and contribute to our technical roadmap while mentoring junior engineers. YOUR PROFILE & EXPERTISE - 5+ years of relevant experience, ideally in high-growth or early-stage startups. - Strong expertise in modern software technologies, with ability to quickly learn and ramp into our tech stack. - Proactive problem-solver with a demonstrated ability to independently navigate and resolve complex technical challenges in a fast-paced environment. - Strong collaborator and communicator, effectively bridging gaps between technical teams and non-technical stakeholders. YOUR CONTRIBUTIONS ACROSS A RANGE OF PROJECTS - Designing and building enterprise-grade APIs and platform-level features (web and mobile). - Leading the implementation and

Sr Strategic Account Manager, Consumer Lending New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . THE OPPORTUNITY As a Sr. Strategic Account Manager (IC4) at Nova Credit, you'll drive the complete lifecycle success of our most strategic consumer lending customers. You'll develop new business opportunities while growing and deepening relationships with our clients-including leading fintechs, credit card issuers and other agile consumer lenders across North America. Taking a highly consultative approach, you'll build deep, trust-based relationships across your portfolio. We're seeking a seasoned individual contributor who can own and accelerate rapid revenue growth through new logo acquisition and expansion within existing

Senior Data Scientist New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . Nova Credit offers a dynamic and inclusive work environment where you can meaningfully impact the lives of people historically excluded from the credit system. We value diversity, intellectual honesty, and innovation, and are committed to supporting our team members' professional growth and development. If you're passionate about leveraging technology to drive financial inclusion, we want to hear from you! THE OPPORTUNITY The Senior Data Scientist role will be part of the Data Science team at Nova Credit, where you will play a crucial role in researching, designing, and developing

Senior Product Manager New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were recently named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . Nova Credit offers a dynamic and inclusive work environment where you can meaningfully impact the lives of people historically excluded from the credit system. We value diversity, intellectual honesty, and innovation, and are committed to supporting our team members' professional growth and development. If you're passionate about leveraging technology to drive financial inclusion, we want to hear from you! THE OPPORTUNITY We're seeking a dynamic Senior Product Manager with 6+ years of experience to join our innovative team! Nova Credit's Product team is dedicated to crafting financially inclusive

Sr Coordinator, Recruiting & People New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . We're looking for a Sr Coordinator, Recruiting & People (IC2) who's sharp, fast, and energized by the operational puzzle of keeping a Recruiting pipeline running well. This is a high-agency role reporting to the Director of People & Talent. You'll own your work, proactively spot what needs doing, and shape the experience for candidates and new hires alike. If you do your best work when things are moving and you're the one keeping them on track, this role is for you. NYC hybrid role: This role is

Growth Marketing Lead New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were recently named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . Nova Credit offers a dynamic and inclusive work environment where you can meaningfully impact the lives of people historically excluded from the credit system. We value diversity, intellectual honesty, and innovation and are committed to supporting our team members' professional growth and development. If you're passionate about leveraging technology to drive financial inclusion, we want to hear from you! THE OPPORTUNITY As Growth Marketing Manager for our Property Management business unit, you'll drive awareness, demand generation, and thought leadership across the rental housing ecosystem. You'll be responsible for

Credit Specialist Bogota Requisition ID: 258560 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Purpose The Credit Specialist is part of the GBS-DR, Global Operations team and is responsible for conducting thorough review of conditionally approved retail credit applications received through Digital and Contact Centre channels. The Credit Specialist identifies inconsistencies in the application, validates all required SAM messages, underwrites and decisions the application while adhering to authorized approval limits. Validation of identity forms is a critical component of the review process requiring all investigation activities to be documented in the case. Accountabilities • Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. • Underwriting Retail Credit by: o Reviewing and authorizing conditionally approved applications for accuracy and consistency in all credit policies. o Executing thorough credit investigations and providing sound recommendations/approvals within assigned limits, (see Appendix A) on loan applications and credit related services. o Conducting effective telephone communications in order to complete/conclude credit investigations while maintaining the confidentiality of the Bank and customer. o Performing enhanced due diligence and adhering to full investigation as per KYC procedures. o Responding to correspondence concerning credit enquiries and p

Product & Data Analytics - Fixed Term (with expected conversion to permanent) Remote At Nova Credit, we're on a mission to power financial inclusion globally, building a unified platform for credit and financial data that meaningfully impacts lives. Our software engineers develop innovative solutions that incorporate data integrations and advanced analytics into seamless user experiences, transforming diverse data into actionable risk insights. Join us to help unlock economic opportunities for consumers historically excluded from traditional credit systems. We foster a dynamic, inclusive environment that values diversity, intellectual honesty, and innovation, committed to supporting your professional growth. OUR TECHNOLOGY STACK We leverage Node.js, React, TypeScript, Python, PostgreSQL, and AWS to bring our products to life. For Data Analytics we use MixPanel, DataDog, Grafana and Sagemaker. THE OPPORTUNITY We're looking for a product-minded analytics leader with 5+ years of experience across product analytics, data engineering, or both, to bring structure, rigor, and creativity to how Nova Credit uses data to drive product decisions. Today, our analytics landscape spans multiple tools, inconsistent practices, and untapped potential-and we need someone who can own the path forward bringing product and data engineering lenses to our team. In this role you'll partner closely with teams across Product, Engineering, and Business Operations to establish analytics best practices, support customer-facing data processes, and bring product metrics to the forefront of decision-making. This will include not only leveraging existing tools but also building out new functionalities (Data Engineering skills will serve you well). The ideal candidate thrives in ambiguity,

Staff Software Engineer Remote WHO WE ARE At Nova Credit, we're on a mission to power financial inclusion globally, building a unified platform for credit and financial data that meaningfully impacts lives. Our software engineers develop innovative solutions that incorporate data integrations and advanced analytics into seamless user experiences, transforming diverse data into actionable risk insights. Join us to help unlock economic opportunities for consumers historically excluded from traditional credit systems. We foster a dynamic, inclusive environment that values diversity, intellectual honesty, and innovation, committed to supporting your professional growth. For more on our engineering culture, check out our recent blog post ! OUR TECHNOLOGY STACK We leverage Node.js, React, TypeScript, Python, PostgreSQL, and AWS to bring our products to life. THE OPPORTUNITY We're seeking a Staff Software Enginee r to lead high-impact, cross-functional initiatives from concept to production, define critical technical strategy that powers innovation at scale across our products and platform, and elevate our engineering organization's capability through mentorship and setting best practices. YOUR PROFILE & EXPERTISE - 10+ years of relevant experience, including high-growth or early-stage startups. - Deep fluency in modern software technologies and architectural patterns, with the ability to quickly learn and ramp into our tech stack. - A visionary and adaptive leader, adept at defining clarity and driving solutions through highly complex and ambiguous challenges in a rapidly evolving, fast-paced environment. - Exceptional collaborator, able to effectively influence and communicate across technical and non-technical stakeholders, including senior leadership. YOUR CONTRIBUTIONS ACROSS A RANGE OF

Manager Credit Risk, Automotive Anjou Montreal Requisition ID: 263941 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Contributes to the overall success of the Adjudication Centre of Expertise / Global Operations in Canada ensuring specific individual activities conducted are in compliance with governing regulations, internal policies and procedures. ACE enables a superior credit adjudication experience for customers, employees, and partners aligned to the Bank's Risk Framework. The Manager, Credit Risk is responsible for exercising sound credit judgement, providing quality credit exception decisions while balancing production objectives. The incumbent demonstrates the ability to deliver sound decisions on more complex credit deals. The role ensures efficient and effective use of resources to deliver consistent, timely, high-quality customer service. Adjudicates credit applications within the Bank's risk framework and adheres to Bank policy and established exception authority. Is this role right for you? In this role, you will: Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Provide high quality and in-depth credit decisions by: Effectively analyzing partner submissions complex application information and associated documents and rationale Ensuring consistent application of policies and processes to credit decisions, including adherence to regulatory requirements Exercising advanced cr

Senior Credit Solutions Manager, Commercial Agriculture - across Canada locations Senior Credit Solutions Manager, Commercial Agriculture - across Canada locations Requisition ID: 259816 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Purpose Contributes to the overall success of Canadian Business Banking, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives while also ensuring all activities are conducted in compliance with governing regulations, internal policies and procedures. The Sr. CSM provides financial solutions for clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation and presentation in concert with the Senior Client Relationship Manager “SCRM”. The incumbent interfaces directly with clients, in partnership with the SCRM. The Sr. CSM liaises with Global Risk Management through the credit decision-making process. The incumbent is a specialist in credit and provides financial solutions for clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation and presentation. He/She manages a customer portfolio of moderate to higher complexity, with business development activities that targets clients with credit authorizations typically between $5MM to $35MM and annual sales $15MM-$75MM. The incumbent is responsible for ensuring their portfolio meets compliance to various credit metrics as well as monitoring the portfolio to identify any negative trends. The incumbent works closely with the SCRM and Client Service

Associate, Credit Documentation, Canadian Commercial Banking, Montreal Montreal Requisition ID: 262491 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Associate, Credit Documentation supports the centralized Credit Documentation Team within Commercial National Office by preparing, reviewing, and validating credit-related documentation including Credit Facility Agreements (CFAs), default letters, amending letters, and related documentation for all Canadian Commercial Banking teams in Mid-Market and Agriculture segments. This role ensures documentation is accurate, compliant, and aligned with internal policies and regulatory standards. The Associate, Credit Documentation contributes to operational efficiency, risk mitigation, and client service excellence. Accountabilities: Documentation Preparation & Review Draft and validate Credit Facility Agreements (CFAs), amending letters, default letters, and related documents. Ensure documentation aligns with credit approvals, legal standards, and internal policies. Quality Assurance & Compliance Conduct thorough quality checks to ensure accuracy and completeness. Escalate discrepancies or non-standard terms to senior team members or Legal as appropriate. Collaboration & Communication Liaise with Relationship Managers, Credit Adjudication, Legal, and Risk teams to clarify requirements and resolve issues. Provide timely updates on documentation status and outstanding items. Process Improvement Identify opportunities to streamline documentation workflows and

Manager, Recruiting & Talent (6-month fixed term) New York, NY WHO WE ARE Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company leverages its unique data infrastructure, industry-leading analytics & FCRA-compliance to help lenders fill in the gaps that exist in traditional credit analytics. Nova Credit provides access to the fragmented universe of consumer financial data and transforms it into compliant, actionable risk analytics through a suite of solutions designed to increase conversion through expanded coverage, speed, and reliability. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Scotiabank, Appfolio, and Yardi, who work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly and accurately verify income with Income Navigator, verify income and assets with Eligibility Compass, and reach new-to-country consumers with Credit Passport®. We were recently named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025 . We're seeking an experienced Manager, Recruiting & Talent (IC3) to support our talent acquisition strategy and build teams that fuel Nova Credit's growth. In this role, you'll own recruiting initiatives that directly support our business objectives, partnering closely with hiring managers and cross-functional leaders to attract top talent in a competitive fintech landscape. You'll manage full-cycle recruitment across multiple functions, from technical roles to go-to-market and operations positions, while developing innovative sourcing strategies and enhancing our candidate experience. Your work will make a meaningful

Manager Credit Risk, Small Business Montreal Requisition ID: 263453 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Role The Small Business Manager, Credit Risk is responsible for exercising sound credit judgement, and providing quality underwriting decisions. The incumbent is to adhere to Bank policy and established exception authorities, while balancing production objectives. ACE's role is to review credit applications requiring an exception for Retail Branches, Private Banking, Indirect Mortgage, and Indirect Auto channels, and underwriting for the Small Business (Branch, Health Care & Professional Banking, and Agriculture) channel. The incumbent contributes to the overall success of the Adjudication Centre of Expertise / Global Operations in Canada ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives. Ensures all activities conducted follow governing regulations, internal policies and procedures. Is this role right for you? In this role you will: Effectively analyze credit submissions, financial disclosures and pertinent documentation, within risk tolerances Applying advanced credit judgement, usage of the applicable 5 C's of credit, and ensuring consistent application of policies and processes are analyzed and documented. Adjudicating within established limits and exception authority and presenting quality recommendations on requests above established limits. Ability to c

Manager, Credit Documentation, Canadian Commercial Banking Montreal Montreal Requisition ID: 262487 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Manager, Credit Documentation plays a key role in the centralized Credit Documentation Team, responsible for preparing, reviewing, and validating complex credit documentation for specialized portfolios including NAC, Roynat, Real Estate Banking (REB), and Auto Finance. This role ensures documentation is accurate, compliant, and aligned with internal policies and regulatory standards. The Manager, Credit Documentation also acts as a subject matter expert and mentor to junior team members, contributing to quality assurance and process improvement initiatives. Accountabilities: Complex Documentation Preparation & Review Draft, validate, and finalize Credit Facility Agreements (CFAs), amending letters, default letters, and related documentation for complex and specialized portfolios. Ensure documentation reflects credit approvals and complies with legal, regulatory, and internal policy requirements. Subject Matter Expertise Serve as a go-to resource for documentation related to NAC, Roynat, REB, and Auto portfolios. Provide guidance and support to Credit Documentation Specialists on complex documentation scenarios. Quality Assurance & Risk Management Conduct advanced quality checks and contribute to the development of QA protocols. Identify and escalate documentation risks or inconsistencies to the Director or Legal as appropriate. Stakeholder Collabor

Credit Solutions Associate, Commercial Banking (various locations) Waterloo Requisition ID: 263956 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Credit Solutions Associate, Canadian Commercial Banking (Ottawa or Barrie or Sudbury or Waterloo, or London location) The Credit Solutions Associate (CSA) provides the Client Relationship Managers with end-to-end credit underwriting support for all growth clients in their assigned portfolio. This will include working with internal partners and directly reaching out to clients to address various activities such as collection/processing of financial reporting, satisfaction of funding requirements, onboarding needs and resolution of escalated client challenges. The role is specific to the Growth Segment and the less complex Core clients in Commercial Banking Distribution. Is this role right for you? In this role, you will: Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Working closely with Client Relationship Managers, the Credit Solutions Associate (CSA) is responsible for providing the following services to a portfolio of existing and prospective clients: Credit Analysis and evaluations: • Conduct thorough credit analysis and evaluation of loan applications including required due diligence from commercial clients. • Assess the financial health, creditworthiness, and risk profile of potential borrowers. • Prepare detailed credit reports and recommendations for credit appr

Senior Manager, Retail Credit Risk Modernization Toronto Requisition ID: 262653 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Senior Manager, Retail Credit Risk Modernization contributes to the success of various strategic projects and programs for the Retail Credit Risk Canada segment of the Global Risk Management transformation project. The Senior Manager will play a key role in shaping the future of the Retail Credit Risk function, strengthening our risk management capabilities for effective challenge and proactively making enhancements. Is this role right for you? In this role, you will: Support the strategy design, coordination and implementation of strategic projects to ensure effective execution by: Leading and supporting the implementation of initiatives within Retail Credit Risk Transformation, a program that spans Retail credit risk, including Unsecured Lending, Real Estate Secured Lending, and Automotive Finance. Coordinating with partners and appropriate stakeholders to identify opportunities, enable alignment across teams throughout all stages of development and execution, and drive efficiencies and consolidate disparate processes for timely program execution. Using agile methods to complete projects despite changing priorities; escalate issues as needed. Ensuring project adherence to schedules by supporting activities and stakeholders. Aligning individual working teams within the overall program framework. Clearly communicating scope, outcomes, and deliverab

Senior Manager, Counterparty Credit Risk Toronto Requisition ID: 260154 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. A key member of the Counterparty Credit Risk group that has responsibility for providing risk oversight on counterparty credit risk arising from derivatives and securities financing transactions executed by the capital markets businesses in the bank globally. The CCR group is a centralized function responsible for identifying signs of credit deterioration in the trading product portfolio, measuring, monitoring, and reporting a variety of metrics associated with counterparty credit risk and escalating when exposures grow beyond established risk appetite. The incumbent is also responsible for keeping up-to-date with industry best practices and regulatory expectations. Is this role right for you? In this role, you will: Provide counterparty credit risk oversight including the reporting and analysis of the following counterparty related information: Provide independent quantitative and qualitative analysis of counterparty risk and insights for risk mitigation including correlation risks such as wrong-way risk (general and specific), as well as on the credit quality of collateral, concentration, and liquidity risks. Exposure monitoring of counterparty credit risk arising from OTC derivatives and securities financing transactions. Lead and develop two direct reports, including coaching and performance management. Act as advisory to Credit Officers on distres

Manager, Counterparty Credit Risk Toronto Requisition ID: 260153 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. A key member of the CCR group that has responsibility for providing risk oversight on counterparty credit risk arising from derivatives and securities financing transactions executed by the capital markets businesses in the bank globally. The CCR group is a centralized function responsible for identifying signs of credit deterioration in the trading product portfolio, measuring, monitoring, and reporting a variety of metrics associated with counterparty credit risk and escalating when exposures grow beyond established risk appetite. The incumbent is also responsible for keeping up-to-date with industry best practices and regulatory expectations. Is this role right for you? In this role, you will: Exposure monitoring of counterparty credit risk arising from OTC derivatives and securities financing transactions. Contribute to processes identifying leading indicators of emerging risks and support emerging risk analysis. Contribute to the quantitative and qualitative analysis of counterparty risk and insights for risk mitigation including correlation risks such as wrong-way risk (general and specific), as well as on the credit quality of collateral, concentration, and liquidity risks. Develop a strong relationship and interface frequently with Management, Credit, Banking, Front Office, and other key stakeholders on various CCR matters. Support the developm