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Bank of Nova Scotia

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  • Senior Manager Engineering, Regional Platforms

    Toronto

    unspecified Salary not disclosed

    Senior Manager Engineering, Regional Platforms Toronto Requisition ID: 260725 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Role As a Senior Manager this role Leads and oversees Chile Insurance Systems in International Banking ensuring business strategies, plans and initiatives are executed / delivered in compliance with governing regulations, internal policies and procedures. In this role you will: Serve as a key leader within the organization, influencing both technology and business leadership teams to align delivery strategies with enterprise goals. Act as a trusted advisor in shaping the agile transformation journey and driving strategic outcomes across International Banking Technology. Lead the end-to-end delivery of large-scale, complex, and high-impact technology initiatives using Agile and DevOps practices. Ensure timely, high-quality, and cost-effective delivery that supports business priorities and enhances customer experience. Build and sustain high-performing, cross-functional teams by fostering a culture of collaboration, accountability, and continuous improvement. Promote agile values and servant leadership to empower teams and remove delivery impediments. Establish strong, collaborative relationships with business, technology, and control function stakeholders. Ensure alignment on priorities, maintain transparency, and facilitate effective communication across all levels of the organization. Oversee the planning, execution, and governance of the technology d

  • Senior Financial Advisor - Cottrelle & McVean, Brampton, ON

    Brampton

    unspecified Salary not disclosed

    Senior Financial Advisor - Cottrelle & McVean, Brampton, ON Brampton Requisition ID: 261730 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. About the role What your role will be… Senior Financial Advisor At Scotiabank we help employees build their futures - where they can be themselves, and win together. With a commitment to diversity and inclusion and a performance-oriented culture that includes coaching, learning, and development - there are endless possibilities. At Scotiabank - you can make an impact. You help make the futures of our 25 million customers happen. You can find your future here. What you'll be doing… Our Advisors are customer-centric and able to connect with people in a relatable way. As an essential member of the Canadian Banking Branch network, our focus is to provide exceptional service throughout the customer's journey by: Taking a proactive approach to discovering our customer needs, listening to understand what they are asking for Educating our customers, providing relevant insights and expert advice Building our customer's comprehensive plans using a holistic approach to help them achieve their goals Nurturing strong, long-standing relationships Developing, retaining and growing the branch business by delivering against individual and team sales goals that support a positive customer experience What you need to succeed… The appetite and drive to build strong customer relationships A strategic mindset to develop personalized financial strategies including day-to-day

  • Senior Lending Advisor - Angus

    Barrie

    unspecified Salary not disclosed

    Senior Lending Advisor - Angus Barrie Requisition ID: 261830 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. About the role What your role will be… As a Senior Lending Advisor, you'll help clients achieve their homeownership goals by delivering expert mortgage advice, strengthening relationships, and driving lending growth. You'll support clients through new mortgages, renewals, restructures, and refinances while leveraging Scotiabank solutions to meet broader financial needs. What you'll be doing… Provide tailored mortgage solutions and manage renewal leads, including retention offers and rate negotiations. Deepen relationships by identifying cross-sell opportunities and partnering with Wealth, Business Banking, and Home Financing teams. Grow your client base through proactive outreach, networking, and referrals. Deliver exceptional client experiences aligned with the Customer Experience Model (CEM). Maintain strong risk management, compliance, and operational practices. What you need to succeed… The appetite and drive to build strong client relationships Expert knowledge of mortgage products, processes, systems, and compliance requirements. Advanced skills in credit adjudication, negotiation, retention, and relationship-building. Strong understanding of retail banking solutions and self-service digital tools. Experience working with mortgage clients or within financial services. The proven ability to meet and exceed sales targets in a fast-paced environment

  • DevOps Specialist

    Bogota

    unspecified Salary not disclosed

    DevOps Specialist Bogota Requisition ID: 249114 Thanks for your interest in ScotiaTech, Scotiabank's new and innovative Technology hub in Bogota. Join a purpose driven winning team that promotes creativity and innovation in a fast-paced environment, where we're always committed to results, in an inclusive, diverse, and high-performing culture. Purpose GBME is searching for DevOps Specialist to liaison between business stakeholders and internal engineering and architect teams, ensuring solutions are developed and delivered on time, efficiently and with high quality for various projects within GBME. Accountabilities Perform ad hoc work as needed partner with peer engineers and various GBME teams for maintaining and upgrading software components. Work closely with system owners to understand requirements from end of life, compliance standpoint, conduct gap analysis and requirements assessments as needed Be involved in remediating code vulnerabilities (code or library reference), responsible for producing actionable and complete specifications, writing production quality code, and implementation. Design test sets and automate where possible, including functional and non-functional testing, regression testing as well as performance testing Able to work with and refactor legacy code (as needed). Participate in daily stand-ups. Education / Experience • Experience working across multiple teams and functions to ensure alignment. • 4+ years practical experience and financial knowledge. • Keen attention to deta

  • Director, Investment Grade Credit Trading

    New York City, NY

    unspecified Salary not disclosed

    Director, Investment Grade Credit Trading New York City, NY Requisition ID: 264095 Salary Range: - Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Title: Director, Investment Grade Credit Trading Global Banking and Markets Global Banking and Markets (GBM) is a leading Capital Markets and Investment Banking platform with a competitive presence across the Americas, operating globally over 100 years. Scotiabank's strong US presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world. Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group including transaction banking and trade finance solutions. Be part of an innovative Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients a

  • Senior Software Engineer

    Toronto

    unspecified Salary not disclosed

    Senior Software Engineer Toronto Requisition ID: 259924 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Senior Software Engineer (ABM Domain) reports to the Senior Manager, Engineering. In this role, you will mentor Software Engineers and partner closely with the Solutions Architect to translate business needs into technical requirements and deliver secure, scalable, cloud-native solutions that enhance ABM functionality. The ideal candidate brings 10+ years of experience building backend services and APIs, strong engineering fundamentals, and the ability to work through ambiguity to align outcomes and drive delivery. Is this role right for you? In this role, you will: Provide system analysis, technical design, documentation, and production support for existing and new applications and systems. Recommend best practices and enhancements aligned with the Bank's technology roadmap. Partner with project teams to refine technical requirements and provide design guidance based on industry best practices. Design, develop, unit test, debug, document, and implement applications and automation scripts. Contribute to effort estimation and development planning for projects and enhancements. Maintain, support, and enhance existing applications to ensure reliability and performance. Participate in regular code reviews and release activities to uphold quality standards. Lead production deployments and coordinate implementation activities to ensure smooth releases. A

  • Customer Experience Associate - Oxford, NS (18.75 Hours / Week)

    Oxford

    unspecified Salary not disclosed

    Customer Experience Associate - Oxford, NS (18.75 Hours / Week) Oxford Requisition ID: 264048 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. About the role As a Customer Experience Associate, you are the face, character and heart of our branches. Scotiabank is a place where we put our customers first, and our priority is to help them achieve their financial goals. Our Customer Experience Associates are people-centric and connect with customers in a relatable way. As an essential member of the Canadian Banking Branch network, the focus is to provide exceptional service throughout the customer's journey by: Taking a proactive approach to discovering our customer's needs and listening to understand what they are asking for Processing day to day transactions Nurturing rich, long-standing relationships Contributing to the Branch's targets by identifying and fulfilling simple sales opportunities Being a technology expert and sharing your knowledge by introducing clients to our mobile banking applications and assisting them to better manage their banking needs Is this role right for you? In this role you will: Build strong customer relationships and deliver excellent customer service Uncover and solve customers' needs Explain complicated concepts simply Demonstrate success in a target-based performance environment, as well as contribute positively to a team-oriented work environment Demonstrate an eagerness to learn and determination to succeed Do you have the skills that will enable you to succee

  • Financial Advisor, Investment & Retirement Planning - Laval and North

    Montreal

    unspecified Salary not disclosed

    Financial Advisor, Investment & Retirement Planning - Laval and North Montreal Requisition ID: 252445 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Internally known as Financial Advisor, Investment and Retirement Planning (FAIR), you are a member of the branch sales team responsible for contributing to the team's overall success by meeting or exceeding negotiated deposit and investment sales goals through effective management of your assigned portfolio of clients. Your primary role is to establish and deepen investment and primary banking relationships with existing assigned clients as well as clients referred by branch partners. Promote the development and sustainable growth of proprietary investment business in the assigned market area by: Conducting in-depth reviews for assigned clients including retirement planning, wealth accumulation and estate planning utilizing financial planning skills and tools to support our clients' financial goals. Exhibiting a natural curiosity to uncover and solve for client's needs, deliver trusted financial advice to clients regarding their investments and retirement planning. Demonstrating self-motivation and a goal-oriented mindset when identifying our clients' needs to craft personalized financial strategies and solutions. Fostering strong engagement, educating clients, offering insights, and delivering expert advice. Building relationships, focusing on providing a great client experience and growing long-standing relationships with existing clients. Leveraging

  • ScotiaMcLeod Administrative Associate - St Catharines (Contract)

    St Catharines

    unspecified Salary not disclosed

    ScotiaMcLeod Administrative Associate - St Catharines (Contract) St Catharines Requisition ID: 264155 ScotiaMcLeod, a cornerstone of Scotia Wealth Management®, is a full-service wealth management firm with a proud history dating back to 1921. Known for service excellence, trusted advice, and a collaborative culture, we're committed to helping clients grow and protect their wealth by understanding their complete financial picture-life, family, business, and future. Our signature Enriched Thinking ® approach brings together investment, wealth planning, and advisory specialists to deliver truly personalized solutions. You'll be supported by an innovative, team-based environment that values integrity, client focus, and continuous growth. At ScotiaMcLeod, you're not just building a career-you're joining a firm where ideas spark, collaboration thrives, and you're empowered to reach your full potential while making a real impact in your clients' lives. BRIEF INTRODUCTION As an Administrative Associate you will be responsible for contributing to the overall success of one or more Wealth Advisors by ensuring a high level of client service achieved by effective administration and day-to-day trading of their business. IS THIS ROLE RIGHT FOR YOU In the role you will: Ensure effective client administration by managing all administrative processes and escalations requiring investigation Consistently demonstrate high levels of client service to deepen relationships; by supporting the advisor in regular reviews of portfolios including entering client trades as directed

  • Software Engineer (Java)

    Toronto

    unspecified Salary not disclosed

    Software Engineer (Java) Toronto Requisition ID: 262726 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Team Global Banking and Markets Engineering (GBME) is the fast-moving, award-winning technology engine that powers Scotiabank's Corporate, Investment Banking, and Capital Markets businesses. Within GBME, FX, Commodities, Prime Services, Collateral Mgmt. & Funding Technology focuses on key capital markets systems within the products indicated: Foreign Exchange, Commodities, Prime Services, and Collateral Mgmt. & Funding (repurchase agreements) The Role Prime Services Technology is searching for a Software Engineer for Prime Services Data Interface (PSDI) platform - a central operational data store and data warehouse for Prime Services transaction processing systems. The successful candidate will have a results-oriented and curious mindset with strong technical skills and extensive functional knowledge of capital markets technology domains. You will have strong sense of ownership for system stability and will be responsible for deliveries of new functionality, enhancements to systems. You will have strong technical and dev ops skills with hands on development responsibilities. You will also be involved in designing of new system functionality and features. You will be required to interact with other teams such as Product Development group, Quality Assurance team, support team and other internal Scotia technology such as information security and archi

  • Franchise Specialist, Business Banking - Prairies 1

    Winnipeg

    unspecified Salary not disclosed

    Franchise Specialist, Business Banking - Prairies 1 Winnipeg Requisition ID: 260080 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Franchise Specialist is part of a national team responsible for leveraging market area expertise for the profitable growth of the Bank's franchising portfolio in their region and for developing new customer acquisitions. In this role you will acquire new franchising customer relationships through engaging local franchisees, COIs serving the segment and Scotiabank partners and associations with a footprint in the local market. You will be responsible for meeting negotiated goals set forth by their National Director, which includes business acquisition and development within the marketplace, asset, deposit, and revenue growth, as well as other objectives related to customer service. The ideal candidate will have Business Banking and Commercial Banking experience with proven sales results. We are seeking an individual who is passionate about networking and who is strong in developing relationships that will lead to successful business growth. This role has a significant Business Development component role and a vehicle will be required. Is this role right for you? In this role, you will: Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Acquire new franchising business owner relationships and expand existing ones to achieve, or assist partners in achieving, sales and oth

  • Financial Planner, Scotia Financial Planning - Scarborough

    Scarborough

    unspecified Salary not disclosed

    Financial Planner, Scotia Financial Planning - Scarborough Scarborough Requisition ID: 255929 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. To ensure that our purpose is front and centre in all we do, we have refreshed our name to Financial Planners under the Scotia Financial Planning team (formerly known as “Investment Specialist” under the Mobile Advice Team) within our Global Asset Management Division. As a Financial Planner, you will focus on developing and deepening client relationships by providing high quality advice and service within the mass affluent market. As a dedicated entrepreneur, you know how to leverage your external networks and centres of influence and understand that growing a practice is all about building new and long-term relationships. Most importantly, you realize that your clients are your greatest asset, and your priority is providing investment and financial planning advice to help them meet their unique goals. You also enjoy the flexibility of being able to meet clients outside of the office, on a schedule that best suits you and them. Finally, you recognize the value of working within a collective Scotiabank framework that benefits both your clients and your practice overall. Following a comprehensive financial planning framework, you will be responsible for driving investment sales and new client acquisition, while adhering to Global Sales Principles, compliance and regulatory requirements. You will also establish business development opportunities with pros

  • Director Global HR Technology

    Toronto

    unspecified Salary not disclosed

    Director Global HR Technology Toronto Requisition ID: 261471 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The role Program Manager / Director Strategy & Delivery Core HR and Payroll Technology Contributes to the overall success of GHRT Payroll, Time, Core HR and Rewards teams globally, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives. Ensures all activities conducted are compliant with governing regulations, internal policies and procedures Is this role right for you? In this role you will: Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Partner with Global HR in end-to-end business case creation process. Provide technology specific expertise for effort and financial estimation, facilitate communication between key stakeholders to arrive at an agreed upon final business case. Strong Communication, facilitation and presentation skills for developing communication strategies for Executive approval through to implementation of strategies and programs. Direct accountability for the management and delivery of a portfolio of multiple technology projects in support of Global HR. Develops strategies and executes on initiatives to move all geographies towards the global standard. Ensure that new initiatives have a global application, except as required to meet specific local regulatory require

  • ScotiaHelps Advisor, Front End (Bilingual French, English)

    Bogota

    unspecified Salary not disclosed

    ScotiaHelps Advisor, Front End (Bilingual French, English) Bogota Requisition ID: 256685 Thanks for your interest in ScotiaGBS, the best campus in Bogota. Join a purpose driven winning team, committed to results, in an inclusive and high-performing environment. Purpose The ScotiaHelps Advisor, Front End (Bilingual) is responsible for the maximization of collection recoveries on assigned Credit Products while minimizing collection costs. The incumbent conducts timely, effective collection follow-up/activity on assigned Credit products in varying stages of arrears, as also current and written off accounts. The incumbent is expected to manage outbound and inbound calls for over multiple Countries with adherence to established methodology by performing timely recovery. The incumbent should reduce delinquency rates through effective management, persuading the client towards a solution advising and offering appropriate payment solution schemes under the approved collection scripts. They should use all available resources and outlets available and should continuously employ extensive search methods seeking additional client data, via family or references in compliance with existing policies The incumbent should use a great deal of creativity and perseverance in the management of problem accounts to gain customer cooperation, preventing roll-over to the Non-Accrual/Charged-off category, maximizing the recovery of Charged Off accounts and protecting the Bank's interest. The incumbent is responsible for meeting specific goals/objectives that will res

  • Senior Manager, Cybersecurity Awareness

    Toronto

    unspecified Salary not disclosed

    Senior Manager, Cybersecurity Awareness Toronto Requisition ID: 242017 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. In this role, you will contribute to the overall success of the Bank's global cybersecurity awareness initiatives through Information and Security and Control (IS&C) Policy and Awareness. A seasoned manager and visionary, you will lead a team and develop, execute, and manage a variety of components constituting the Bank's cybersecurity awareness initiatives and in partnership with a variety of internal and external groups including Cybersecurity Partnerships, Cybersecurity Services, Data Protection, Fraud, Legal, Communications and suppliers. This high-visibility role, in fast-paced, energetic, highly collaborative, and detailed oriented environment, requires the incumbent to partner across the Bank functional groups to develop a robust cybersecurity awareness program and enabling seamless execution of campaigns. The incumbent will be responsible for end-to-end ownership of strategy, budget, KPIs, planning and execution. In addition, the incumbent will manage suppliers to help deliver and execute the activities. Is this role right for you? Program development & strategic planning: Ability to develop a long-term vision for the cybersecurity awareness program, setting measurable goals, and creating a roadmap to achieve them. Capacity to foresee future security challenges and proactively address them through innovative awareness programs. Project Manageme

  • Director, Quality Engineering

    Toronto

    unspecified Salary not disclosed

    Director, Quality Engineering Toronto Requisition ID: 253895 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Lead the Quality Engineering team globally, managing the relation between Commercial & Business Banking Engineering and ScotiaTech; ensuring business strategies, quality assurance, plans and initiatives are executed / delivered in compliance with governing regulations, internal policies, and procedures. Is this role right for you? In this role, you will: • Enable quality engineering through innovative solutions that are sustainable, flexible, reliable, and scalable to continually meet the growing global footprint. • Build strong relationships with business partners, technology partners, stakeholders, 3rd party vendors and their teams, to facilitate collaboration. • Leads and drives a customer focused culture throughout the team to deepen business partner's relationships and knowledge. • Responsible for owning the Quality Engineering strategy, roadmaps, standards, and policies and influencing product quality at scale. • Drive adoption of AI-powered testing, cloud-based device farms, and next-gen automation frameworks • Lead the implementation of transformative technology initiatives to enable success through increased efficiency, reduced cost, faster time to market. • Identify and prioritize opportunities to leverage platform capabilities effectively, deliver future proof technology solutions and take a leading role in initiatives to drive innovation an

  • Manager, Business Insight - International Retail Banking

    Toronto

    unspecified Salary not disclosed

    Manager, Business Insight - International Retail Banking Toronto Requisition ID: 261498 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Purpose The Business Insight (BI) manager will lead BI projects, in support of the IB Retail team, and drive accelerated benefits for our customers. The BI Manager ensures all strategies, plans and initiatives are executed/delivered in compliance with governing regulations, internal policies, and procedures. Supports and contributes to the overall success of the International Banking (IB) analytics initiatives by generating key insights throughout customer lifecycle, aligned with the business strategies and objectives. Takes ownership of complete work streams within BI Initiatives to answer key relevant questions from Sr Leadership. BI Manager, IB Analytics will work with cross functional teams from various business lines in Canada and IB markets. This role requires business knowledge combined with data mining, and visual data techniques to improve the data availability and BI capabilities that will enhance the decision-making process while creating business value. Is this role right for you? • Coordinate with our key partners in International Banking and across the division the review and collection of data for the different IB Analytics initiatives • Review data to ensure its integrity for data analysis to deliver business insights and validate hypotheses. • Perform the analysis process to extract actionable business insights and issue recommendation

  • Project Control Officer, Digital Wealth - Tangerine

    Toronto

    unspecified Salary not disclosed

    Project Control Officer, Digital Wealth - Tangerine Toronto Requisition ID: 264144 At Tangerine, we're redefining banking. As Canada's leading digital bank, we thrive on innovation, agility, and bold thinking, tackling every challenge head-on with leading technology and the unstoppable power of collaboration. Our client-obsessed teams deliver flexible, accessible banking solutions, breakthrough products, and award-winning service. Beyond banking, we're committed to making an impact in the communities we serve and across our organization. We foster a culture built on integrity, inclusion, and fearless ambition - where diverse perspectives are valued, and people are empowered to do their best work. Are you ready to disrupt the status quo? Do you crave challenges that push boundaries? If you're a high performer looking to accelerate your career and reimagine the banking landscape, this is your moment. Let's shape the future of banking together! What you will be doing: Provide agile, high-impact support to the Program Director and the broader team by proactively supporting the execution of Tangerine's Project Clarity Strategy roadmap by tracking and reporting on financial and non-financial dashboards, maintaining project status updates, supporting internal communications and feedback loops, and ensuring organized access to project documentation. Act as a Project Clarity ambassador by fostering strong partnerships, simplifying collaboration across teams, and supporting Tangerine's evolving culture through ad hoc social and engagement event

  • Analyst, Business Control

    Bogota

    unspecified Salary not disclosed

    Analyst, Business Control Bogota Requisition ID: 259759 Employee Referral Program - Potential Reward: We are committed to investing in our employees and helping you continue your career at ScotiaGBS Purpose The Analyst, Business Control is dedicated to assisting Contract Owners throughout the Third-Party Management Lifecycle - including Procurement and Third-Party Risk Management processes. This role provides end-to-end guidance through various activities such as Procurement Intake, Due Diligence Questionnaires (DDQ), payment setup - proactively managing service level agreements (SLAs) and reporting oversight. It also facilitates coordination with key stakeholders, including Sourcing, Control Functions, TPRM and Legal, while ensuring full compliance with all relevant Procurement and Third-Party Risk Management policies and procedures. Accountabilities • Provide hands-on guidance to Contract Owners across onboarding, renewals, and reassessments. • Manage supplier onboarding activities including Procurement Intake, DDQ completion, and payment setup, ensuring data quality. • Manage completion of TPRM questionnaires, such as providing clarification of questions/responses, completing follow-up with stakeholders for information, reviewing inputs of the questionnaires prior to moving to next stage. • Monitor third-party management lifecycle workflows to ensure timely progression and SLA adherence. • Track and report on onboarding SLAs, ensuring timely completion of each phase. • Stakeholder Engagement: Facilitate c

  • Investment Planning Specialist, Scotia Financial Planning - Moncton, NB

    Moncton

    unspecified Salary not disclosed

    Investment Planning Specialist, Scotia Financial Planning - Moncton, NB Moncton Requisition ID: 251265 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. As an Investment Planning Specialist, you will focus on developing and deepening mass affluent client relationships by providing high quality advice and service. As a dedicated entrepreneur, you know how to build and leverage your external / internal networks and centres of influence and understand that growing a practice is all about building new and long-term relationships. External clients - As an Investment Planning Specialist you engage in proactive client outreach to individuals outside the Scotiabank network, showcasing the unique value an Investment Planning Specialist brings to their financial journey. Through meaningful conversations and tailored guidance, the goal is to demonstrate how expert financial planning can empower clients to clarify, pursue, and ultimately achieve their financial objectives-no matter where they are starting from. Internal clients - As an Investment Planning Specialist, you play a pivotal role in deepening client relationships by identifying and engaging with existing Scotiabank clients who may have limited interaction with the bank. You proactively mine opportunities and cultivate meaningful connections, positioning yourself as a trusted advisor. By building strong internal partnerships across the branch network, you ensure seamless access to the full breadth of Scotiabank's resources-bringing the best of the bank t