Chime jobs

Software Engineer, Financial Platform New York, NY, USA; San Francisco, CA, USA; Seattle, WA, USA About the role We are looking for a Software Engineer to help build our new financial platform that is highly reliable, scalable, and will serve as the backbone for Chime. This platform will power the most important financial activities that millions of Chime members undertake every day. You will ensure that we build the highest levels of trust with our members by making our platform lightning-fast, available, secure, resilient and auditable. This is an exciting opportunity to be an invaluable member of a strategically important initiative for Chime. The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Design, develop, test, and deploy components of a new financial platform - Deliver secure, reliable, and high-performance infrastructure and APIs - Work with our infrastructure engineering team to minimize the operational overhead of production systems you deploy - Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team - Learn and execute on agile methodologies, follow test driven development approach - Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary. To

Creative Director, Brand Marketing New York, NY, USA; San Francisco, CA, USA About the role Chime is seeking an experienced Creative Director to develop brand-defining campaigns. This role will be responsible for shaping the creative vision, crafting captivating narratives, and executing innovative marketing strategies across various channels, including TV, social activations, brand partnerships, and more. The ideal candidate will have a strong background in creative agency work, a proven track record of delivering impactful campaigns, and the ability to lead a talented team of art directors, designers, and copywriters. This individual should be comfortable pitching bold, top-of-funnel brand campaigns while also understanding the importance and role of the full marketing funnel. They should be able to develop creative ideas that build awareness, drive consideration, and support conversion, ensuring campaigns are not only culturally resonant and brand-defining, but also strategically connected to business objectives across every stage of the customer journey. The base salary offered for this role and level of experience will begin at $201,000.00 and up to $279,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Create a vision for the Chime brand that translates into powerful and authentic storytelling that drives awareness/consideration - Develop and execute a creative vision for what our brand looks and feels like through integrated marketing campaigns, TV, activations, social campaigns, and partnerships across all

Senior Software Engineer (Chicago) Chicago, IL, USA About the role Chime Engineering is growing rapidly as we scale to meet the financial needs of our members. We're looking for driven engineers with strong leadership skills to help evolve our risk architecture, enabling deeper insights and stronger protections for our members. As a Senior Engineer, you'll provide technical leadership to the team, helping drive the modernization of one of our Chime Platforms within Trust & Safety. Your work will ensure a secure, seamless, and frictionless experience for our members. You'll lead key projects end-to-end by setting technical direction, shaping system architecture, mentoring engineers, implementing APIs, collaborating with data engineers and analysts, and ensuring the reliability and performance of the platform-while also contributing to other team initiatives as needed. The base salary offered for this role and level of experience will begin at $173,000 and up to $204,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Drive technical design and architectural decisions, while mentoring engineers and fostering cross-functional collaboration - Lead and contribute to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts - Build and maintain robust, low-latency APIs and backend services that power our Trust and Safety platforms - Become the domain expert in our platform architecture, providing technical decisions and solutions to refine our maturing

Strategic Finance Manager San Francisco, CA, USA About the Role We're seeking a Strategic Finance Manager to join Chime's Growth & Marketing Finance team. This role partners closely with cross-functional leaders across Growth, Marketing, Product, and Data to evaluate growth initiatives, measure performance, and inform strategic investment decisions. Our team's mandate is to bring rigorous, data-driven insights to help Chime scale efficiently and drive sustainable growth. As a thought partner to the business, you will play a critical role in shaping how Chime evaluates and prioritizes growth opportunities-from new acquisition strategies to new product launches. You will structure complex business questions, build analytical frameworks, and translate performance data into clear recommendations that influence how and where we invest. As Chime continues to expand, we're looking for versatile, strategic thinkers who can move fluidly between deep analysis and cross-functional leadership. In this role, you'll lead growth-focused analyses end-to-end- from problem definition and hypothesis development through modeling, insight generation, and executive communication - while working closely with partners to drive alignment and execution. Success in this role requires strong analytical rigor, sound judgment, and the ability to operate with ownership in a fast-paced, evolving environment. The base salary offered for this role and level of experience will begin at $141,000.00 and up to $$195,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Partner

Insights Analyst, Dispute Experience Remote, USA About the role As an Insights Analyst supporting Chime's Trust & Safety Pillar at OMX, you will play a criticalx role in strengthening the integrity of our platform by delivering deep analytical insights across Dispute Operations, Fraud Operations, Product Management, Engineering, and Risk. Your work will directly influence how Chime protects members, drives operational efficiency and resilience, reduces losses, and prevents abuse. In this highly visible role, you will partner closely with Fraud Ops, Disputes Ops, Risk, Product, and Engineering teams to diagnose emerging risks, quantify operational impacts, and develop recommendations that improve decision accuracy, automation effectiveness, and operational performance. You will bring strong analytical rigor, exceptional communication skills, and the ability to translate complex data signals into clear, actionable insights for senior leaders. This role requires a strategic thinker who can proactively identify gaps, drive analytical frameworks, and ensure cross-functional alignment in a rapidly evolving Trust & Safety environment. The base salary offered for this role and level of experience will begin at $138,000.00 and up to $190,000.00 Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Analytics & Root-Cause Identification - Translate complex data signals into root-cause narratives and actionable operational or product recommendations. - Define success metrics, KPIs, monitoring frameworks, and develop predictive analytics mechanisms for Disputes and Fraud Ops. - Build enhanced

Program Manager, Dispute Experience Remote, USA About the role As a Program Manager in Member Experience, you will play a key role in driving compliance and operational excellence within Chime's dispute operations. This position focuses on maintaining adherence to key regulations such as Regulation E, Regulation Z, and UDAAP while improving the end-to-end dispute experience for members and agents. You will lead cross functional projects that strengthen controls, close compliance gaps, and enhance operational efficiency to ensure that Chime's dispute processes remain consistent, transparent, and aligned with regulatory standards. This role is ideal for someone who can combine deep disputes and compliance expertise with strong program management and documentation skills to deliver measurable outcomes. The base salary offered for this role and level of experience will begin at $116,000.00 and $160,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Own and improve process documentation (e.g., member journey maps, knowledge base library, standard operating procedures), acting as a subject matter expert of the dispute resolution process and experience. - Review and respond to internal and external audit requests, including sponsor bank and control testing reviews, ensuring all findings are analyzed, addressed, and remediated within established timelines. - Support dispute-related inquiries, analyzing themes, providing responses for internal and bank-partner reviews, and summarizing key trends and recommendations to improve member and agent experiences. -

Associate, Finance San Francisco, CA, USA About the Role We are hiring for a Finance Associate to support our Finance Business Partnerships team at Chime. In this role, you will play a critical part in ensuring budgeting and forecasting accuracy while driving forward high-impact strategic and financial initiatives. You'll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime's financial strategy. This role is also an opportunity to help transform how Finance operates at Chime. We're moving away from manual, reactive work toward a more strategic, insight-driven function, and this person will be at the center of that shift. You will own payroll and workforce planning end-to-end, partnering closely with People, Recruiting, and Compensation to drive headcount planning, forecasting, and investment decisions. In parallel, you'll help lead efforts to leverage AI and automation across Finance, streamlining processes, improving reporting, and enhancing forecasting capabilities. Alongside this ownership, you'll contribute to highly visible cross-functional projects that directly support company-wide goals. The base salary offered for this role and level of experience will begin at $101,000 and up to $140,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Own payroll and workforce planning end-to-end, ensuring accuracy, timeliness, and strong partnership with People, Recruiting, and Compensation teams. - Build and maintain robust financial models to support headcount

Content Designer San Francisco, CA, USA About the role Chime is building a better way to bank-one that's driven by purpose, not profit. We're looking for a Content Designer to join our Product Design team and help shape consumer-facing product experiences used by millions of members. As part of a small, highly impactful content design function, you'll have ownership over content within the Spending, Savings & Investing pillar. You'll work with designers, product managers, researchers, engineers, and product marketers to bring clarity to complex financial concepts and ensure content meaningfully improves the member experience. The base salary offered for this role and level of experience will begin at $170,000 and up to $235,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Own content design for defined product areas, driving clarity and quality across end-to-end user experiences in Chime's mobile apps and digital product surfaces. - Partner closely with cross-functional teams to shape product direction through content, from early concepting through launch and iteration. - Write and refine clear, inclusive, and human content for product flows, feature messaging, system feedback, and microcopy. - Make informed content decisions within your problem spaces, contributing to naming, taxonomy, and information hierarchy. - Apply and evolve Chime's product voice and tone in collaboration with Design and Brand partners. - Use research insights, data, and experimentation to

Senior Offensive Security Engineer San Francisco, CA, USA About the role We are seeking a Senior Security Engineer to build and lead our Offensive Security program. In this role, you will attack Chime's services, applications, and infrastructure to discover security issues and report them to our internal technology teams. This position will offer you the opportunity to grow your technical and leadership skills while being part of a collaborative and dynamic team that finds joy in problem-solving and innovating together at Chime. The ideal candidate will be an offensive cybersecurity professional with a passion for analyzing codebases, testing hypotheses, and designing tools to impact web applications and their infrastructure. This Engineer will work closely with teams throughout Information Security, as well as provide technical leadership and advice to teams and leaders throughout Chime. You will be in direct contact with teams in a variety of business verticals, giving you first hand knowledge about how Chime is built and how it operates at a deep, technical level. Additionally, you will leverage the knowledge you gain about Chime to find new ways to break services, processes, and infrastructure throughout the company. We're a small, dedicated team that's always thinking of innovative ways to tackle challenging security problems. We take on ambitious projects that have a significant impact on our members and help build a strong security culture within our company. The team encourages discussing the problems we are solving, the methods we use, and celebrating our accomplishments through public blogs and at

Associate Creative Director San Francisco, CA, USA About the Role Chime is seeking an Associate Creative Director to lead the development of scalable messaging and creative systems that power product launches. This is a senior individual contributor role responsible for translating product strategy into clear, modular, and repeatable creative infrastructure. Leaning copy-first but fluent in visual systems, this role defines how Chime products are positioned, explained, and expressed across channels. You will build and evolve messaging systems, partner closely with design to ensure integration with visual frameworks, and develop AI-enabled workflows that enable speed, consistency, and quality at scale. This role operates with high autonomy, influencing cross-functional stakeholders and raising standards across Product Marketing and Go-To-Market creative. The base salary offered for this role and level of experience will begin at $145,000.00 and up to $200,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Lead the development of scalable product messaging systems, including positioning frameworks, modular copy architecture, voice and tone guidance, and channel adaptations - Translate complex product strategy into clear, structured messaging that flexes across audiences and funnel stages - Lead design leads to ensure messaging systems integrate seamlessly into visual and design systems - Establish and document creative standards and guardrails that enable consistency without sacrificing flexibility - Build and evolve AI-enabled tools and workflows to support campaign

Senior Data Scientist, Spending San Francisco, CA, USA About the role As a Sr. Spending Product Data Scientist, you will have the opportunity to develop, test, launch and scale member banking experience products that build products that make Chime banking the best place to spend, save and invest. Spending XFN organization's mission is to deliver industry-leading spending products that members want to keep top of wallet. Our spending products help our members spend and manage their money, offering unmatched simplicity, rewards, and tools that bring them financial progress. Through experimentation, user behavioral analysis, sophisticated statistical and data science modeling, and dashboards development, you will surface product insights and recommendations that will increase engagement, and retention of our members. In this role, you will work closely with product managers, risk, engineers, product & lifecycle marketing, and operational stakeholders to foster a data-driven product development culture, advise our product roadmaps, and build a deep understanding of member behavior. The base salary offered for this role and level of experience will begin at $133,000 and up to $185,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Partner widely with product, engineering, research, and design to translate your insights to guide product development. You'll use data to help the organization understand how members are interacting with Chime and convert that to business and experience implications.

Software Engineer, Instant Loans San Francisco, CA, USA About the role Chime's Instant Loans team builds products that give members upfront liquidity for larger, specific needs, with clear, predictable repayment that helps them build credit responsibly. As an engineer on the team, you'll work across the stack to build and scale services that offer a few hundred to a few thousand dollars over terms from months to years, making fair credit accessible to people who are often denied by traditional banks. This role is ideal for engineers who want to move quickly, collaborate closely with product, design, data, and risk, and care deeply about expanding financial access and stability for millions of members. The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Design, develop, test, refactor and scale backend implementations of new and existing consumer product features - Work on member-facing mobile app, including designing and building strong, resilient APIs that power key member experiences. - Collaborate with cross functional teams to understand member pain points and come up with solutions - Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team - Proactively identify opportunities for improving the reliability and scalability of our systems - Engineers

Senior Manager, Strategic Finance San Francisco, CA, USA About the role We're seeking a Senior Finance Manager, Payments to own the Cost of Revenue function at Chime! In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You'll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime's financial strategy. As the leader of the Cost of Revenue function at Chime, you will own the strategy, execution, and continuous improvement of COR forecasting and financial operations. You will build and lead a high-performing team, setting the vision for how we think about cost structure and the tradeoffs between revenue growth and cost efficiency across the business. You will serve as a trusted strategic partner to senior leaders across Product, Banking Partnerships, Data, Engineering, and Accounting going beyond forecast accuracy to shape how Chime evaluates the financial viability and economics of new product launches, features, and initiatives. You'll instill frameworks that help cross-functional partners understand cost implications early in the decision-making process, ensuring financial rigor is embedded in how we build and scale. You will lead coverage of key COR areas including processing, network, and bank-related costs, bringing a deep understanding of the drivers including transaction volume, pricing dynamics, vendor relationships, and product evolution that influence our cost structure. In this capacity, you will also play an active role in vendor contract negotiations and renewals, partnering with Legal, Procurement, and business stakeholders

Data Governance Engineer San Francisco, CA, USA About the Role The Data Governance function is pivotal in ensuring the integrity, trustworthiness, and effective management of Chime's data assets. Our mission is to establish and operationalize data governance frameworks that not only meet compliance requirements, but actively enable high-confidence decision making across the company. As a Data Governance Engineer, you will develop and implement policies and tools for data quality, developer enablement, certified datasets, and governance automation - with a sharp focus on building trust signals and scorecards that help data consumers quickly understand and act on the reliability of Chime's data. This is a hands-on engineering role. You will write production-quality code to build automation for governance and data quality processes using Terraform, Python (or similar languages), and contribute to internal libraries, frameworks, and orchestration workflows that enable scalable governance. You will partner closely with data engineering, analytics, product engineering, and compliance teams to: - Support Chime in data compliance and risk reduction initiatives - Establish data quality as a product discipline - Build trust signals and scorecards that make data reliability transparent and data context valuable for a variety of use cases - Implement governance workflows upstream , where data are created - Ensure data context and metadata are sufficient for downstream use cases, including AI applications You will be involved in reviews of technical designs and implementation plans to provide guidance on appropriate development from a data governance and compliance perspective, acting as a trusted advisor to teams

Software Engineer, Credit Risk Platform San Francisco, CA, USA About the role Chime Engineering is growing rapidly as we scale to support the financial needs of our members. We are looking for driven engineers to join our Credit Risk Platform team, where you'll build backend services and internal tools that help Chime manage credit risk and losses across all of our credit products, including Loans, MyPay, SpotMe, and a growing pipeline of new credit products in development. This team is building a shared risk platform that expands with every new product we launch. A key part of the mission is being able to onboard new credit products as a platform capability, not a reinvention of decisioning, controls, and monitoring each time. You'll partner closely with Credit Risk, Product, Analytics, and Data Science to help risk experts iterate safely using better tooling, richer data, and clear guardrails. That includes integrating third-party data sources and building systems that are reliable, observable, and auditable, because they sit on the critical path of member experiences and credit outcomes. The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Design, develop, test, and maintain backend services and internal tools that support risk strategy across multiple products (e.g., eligibility, limits,

Product Design Director, Growth San Francisco, CA, USA About the role Chime is looking for a Product Design Director to lead our Growth Design organization and shape how millions of people discover, join, and engage with our products. Growth at Chime sits at the intersection of design, data, AI, and business strategy. In this role, you'll lead a team responsible for acquisition, onboarding, activation, engagement, and retention experiences that drive meaningful outcomes for both members and the business. You'll partner closely with Product, Engineering, Data Science, Research, Content Design, and Marketing to identify opportunities, launch experiments, and scale experiences that create measurable impact. As a design leader, you'll help define what an AI-native growth organization looks like. You'll leverage AI-powered tools and emerging technologies to accelerate insight generation, increase experimentation velocity, personalize member experiences, and unlock new opportunities for growth. You'll foster a culture where human-centered design, data-driven decision-making, and AI-enabled workflows work together to solve complex problems and deliver exceptional experiences. This is a highly visible leadership role with direct influence on Chime's growth strategy, product roadmap, and design culture. If you're energized by building high-performing teams, solving ambiguous growth challenges, and reimagining how design organizations operate in the age of AI, we'd love to hear from you. The base salary offered for this role and level of experience will begin at $242,000 and up to $335,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending

Engineering Manager, Data Platform San Francisco, CA, USA About the Role As an Engineering Manager on Chime's Data Platform, leading the Data Storage team, you will own the group that manages Chime's online and analytical data stores and low-latency metric serving layer. Your team will be responsible for building and operating reliable, scalable, and secure storage foundations that power analytics, experimentation, and AI-driven product experiences across Chime. You'll partner closely with other Data Platform squads as well as Product Engineering, Security, and Analytics teams to define storage strategies, data contracts, and SLAs that support both high-scale batch workloads and latency-sensitive online use cases. Your leadership will directly impact how Chime stores, governs, and serves data - enabling trusted, self-serve, AI-ready data for Chimers across the company. This role is not just about running infrastructure - it's about setting a vision for the future of data storage at Chime, fostering a culture of technical excellence, and growing a high-performing team that can evolve our architecture as the business and our data scale. The base salary offered for this role and level of experience will begin at $199,000 and up to $275,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Own the strategy and roadmap for Chime's Data Storage Platform, including Snowflake, data lake and online data stores for low-latency access. - Design

Full-Stack Engineer, Multiplayer San Francisco, CA, USA About the role We're looking for a Full-Stack Engineer to help build some of Chime's newest and most impactful member experiences within our Spending, Savings & Investing organization. This role will contribute to Multiplayer projects such as Joint & Teen accounts - enabling shared financial experiences for families, as well as new initiatives exploring next-generation banking infrastructure that can improve speed, flexibility, and access to financial products. These efforts introduce new financial product constructs and require evolving core account systems while delivering seamless member experiences. You'll work closely with engineers, product managers, and designers to ship scalable, reliable features that support millions of Chime members. The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Independently own and deliver feature-level work end-to-end, from implementation through testing and deployment - Build product features across backend services and client applications - Collaborate with engineers, product managers, and designers to deliver member-facing capabilities - Write clean, reliable, and maintainable code across services and client applications - Participate in code reviews and contribute to design discussions and implementation planning - Contribute to improving performance, reliability, and scalability of systems - Work across teams to support the evolution of core systems and

Product Manager, Trust & Safety San Francisco, CA, USA About Trust & Safety Roles At Chime, we believe in the power of our product to help people lead healthier financial lives. The Trust & Safety team spans the full member lifecycle and is responsible for keeping our members' accounts safe, ensuring uninterrupted access to their money, and minimizing risk and fraud loss across the platform. We're hiring Product Managers across Trust & Safety to drive critical investments spanning, KYC, support experiences and automation, and disputes. These roles sit at the intersection of customer experience, risk management, operations, and compliance-owning high-impact problem spaces where the tradeoffs are real and the stakes are high. You'll partner closely with Engineering, Data Science, Design, Operations, Risk, and Compliance to define strategy, ship impactful products, and continuously iterate based on data and insights. These are high-impact opportunities to shape how Chime balances growth, safety, and member experience at scale. The base salary offered for this role and level of experience will begin at $150,000 and up to $244,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. This role is in-office in San Francisco Monday - Thursday. Open Roles Trust & Safety at Chime spans multiple product domains. Individual roles focus on one of these areas, contributing to a shared mission of protecting members and enabling safe, scalable growth: - Enrollment & KYC: Build onboarding

Senior Full-Stack Engineer, App Journey (GraphQL) New York, NY, USA; San Francisco, CA, USA About the role We are looking for a Senior Full-Stack Engineer to join our App Journey team and play a key role in shaping the core experiences that every Chime member interacts with every day. As a senior engineer on this team, you'll own the surfaces that define how members navigate and engage with Chime, helping them manage their finances with clarity and confidence. You'll work across the stack, partnering with product managers, designers, and product engineers to build scalable, reliable, and delightful experiences for millions of members. You'll also help shape the technical foundation that powers these experiences, working on server-driven UI systems, GraphQL APIs, and other parts of the platform that make our app faster and more flexible over time. The base salary offered for this role and level of experience will begin at $187,000 and up to $259,000 Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Own and evolve core app surfaces including primary surfaces and app navigation, driving projects from concept to completion - Work across the full stack, building frontend features in React Native while also contributing to backend services and GraphQL APIs in Ruby on Rails - Partner closely with product managers and designers to define requirements, shape the roadmap, and

Senior Data Scientist, Trust & Safety San Francisco, CA, USA About the role As a Sr. Trust & Safety Product Data Scientist, you will have the opportunity to develop, test, launch and scale member banking experience products that build security awareness and adoption, keeping our members and Chime safe. Trust & Safety organization's mission is to make Chime the most trusted financial partner by safeguarding member assets, ensuring regulatory excellence, and enhancing the tools and processes that protect our community, while delivering a seamless experience that works reliably for our members. Through experimentation, user behavioral analysis, sophisticated statistical and data science modeling, and dashboards development, you will surface product insights and recommendations that will increase engagement, and retention of our members. In this role, you will work closely with product managers, risk, engineers, product & lifecycle marketing, and operational stakeholders to foster a data-driven product development culture, advise our product roadmaps, and build a deep understanding of member behavior. The base salary offered for this role and level of experience will begin at $133,000 and up to $185,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Partner widely with product, engineering, research, and design to translate your insights to guide product development. You'll use data to help the organization understand how members are interacting with Chime and convert that to business

Director, People Strategy & Program Management San Francisco, CA, USA About the role The Director, People Strategy & Programs will be a senior leader within the People organization, responsible for translating Chime's People Strategy into a clear, executable roadmap and ensuring its successful delivery across the company. This role will lead the People PMO and serve as a strategic integrator across People functions, driving alignment, prioritization, and measurable impact. This leader will act as a catalyst for transforming the People function into a sustained competitive advantage by shaping strategy, managing a portfolio of enterprise-wide People initiatives, and ensuring disciplined execution through strong program management, change leadership, and performance measurement. The role requires deep HR expertise, strong business acumen, and the ability to operate as both a strategic architect and hands-on execution leader in highly ambiguous, high-visibility environments. The base salary offered for this role and level of experience will begin at $199,000.00 and up to $275,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Own the end-to-end People Strategy roadmap, translating Chime's People strategy into integrated, executable priorities across People teams. - Lead the People PMO, including intake, prioritization, portfolio management, and delivery of enterprise-wide People initiatives. - Ensure disciplined execution of People programs through strong program management, governance, and cross-functional alignment. - Establish and manage People performance metrics, including KPIs

AI/ML Engineer San Francisco, CA, USA About the role Chime's AI/ML Trust & Safety team is building models, insights, and decisioning systems that help protect millions of members while enabling safe, reliable financial progress. We are looking for an AI/ML Engineer who is growing strong technical depth in machine learning, experimentation, and analytical problem solving, with an interest in applying those skills to trust, safety, and risk challenges across Chime. You'll contribute to end-to-end model development, analysis, and production-facing decision systems with guidance from senior team members. Your work will help improve how Chime detects risk, understands member behavior, evaluates tradeoffs, and scales trustworthy member experiences. This role is a strong opportunity to build deeper expertise in applied ML, risk systems, experimentation, generative AI, sequence models, and cross-functional product impact in a high-scale environment. The base salary offered for this role and level of experience will begin at$125,000.00 and up to $173,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Contribute to the design and implementation of training pipeline components for AI/ML models that support Chime's risk decisioning systems. - Develop, test, and iterate on model features within clear requirements and with support from senior team members. - Support offline model evaluation and contribute to online experiment analysis to understand performance, tradeoffs, and member impact. - Write modular, testable, and maintainable

Director, Associate General Counsel, Privacy, Cybersecurity, and AI San Francisco, CA, USA About the Role Chime is looking for an Director, Associate General Counsel to lead our Privacy & Security team. The Director will work cross-functionally with marketing, security, engineering, product, data, and member support teams to manage Chime's privacy program in compliance with applicable privacy and data security laws and regulations. The Associate General Counsel will also play a key role in Chime's AI governance program. The base salary offered for this role and level of experience will begin at $264,000 and up to $345,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Advise teams on privacy laws, with a particular emphasis on financial privacy - Take the lead in maintaining Chime's privacy program to ensure it meets evolving regulatory expectations - Work cross-functionally to develop and help manage privacy impact assessments and ensure that privacy by design is embedded in everything Chime does - Work collaboratively with product counsel to advise on privacy aspects of product design - Develop and conduct both general and role-specific privacy trainings - Support Chime's security team, including by supporting scenario planning exercises and advising on reportability of incidents to the extent they arise - Stay abreast of regulatory and industry trends in privacy and security laws, including new regimes and requirements that may