N26 jobs

ICT GRC - Risk & Compliance Manager (fluent German required) Berlin About the opportunity Are you ready to take the next step in your career? As an ICT GRC - Risk & Compliance Manager , you will play a pivotal role in shaping how we manage IT risks in an increasingly AI-driven financial landscape. In this role, you'll be at the forefront of risk management and compliance, ensuring our IT systems remain secure, resilient, and aligned with evolving regulations. You'll work closely with tech, security, and compliance teams to strengthen risk frameworks, enhance resilience, and drive smarter decision-making. As AI and automation become essential in risk management, you'll help explore and implement automation and AI-driven solutions to improve risk assessments, identify emerging threats, and streamline compliance processes. This is an opportunity to not just keep up with change, but to help shape it. If you're looking for a role where AI, automation, and ICT Risk and compliance intersect, and where your expertise can have a real impact, this is it. In this role you will - Function as a key member of the bank's risk function (Second Line of Defense), reporting directly to the Deputy CISO and maintaining close collaboration with First Line of Defense teams on matters of ICT risk management. - Actively engage in the ICT Risk Management process, encompassing proactive risk assessment, analysis, treatment plan identification, mitigation, and ongoing monitoring. - Drive the maturity of the ICT Risk Management framework in adherence to DORA act. - Proactively

Associate IAM Specialist Barcelona About the opportunity The Internal IT team creates a secure, compliant by design, environment where seamless access to essential IT assets empowers individuals and teams to innovate and achieve their highest impact with confidence and minimal risk. The IAM (Identity and Access Management) team is continuously trying to optimise and automate manual tasks to cope with the tremendous growth of the company, moving away from traditional IT into a more DevSecOps approach relying on technology to empower people. This team keeps the show running by onboarding and offboarding user accounts, managing accounts, and granting/revoking access to tools. It's a multidisciplinary team with a customer first attitude. As an Associate IAM Specialist, you will learn the fundamental concepts, best practices, and operational procedures of the identity function area. You will work closely with our Engineering, Security, and Product teams, receiving mentorship from senior members as you execute established procedures under moderate supervision. If you like to think out of the box, learn how to automate processes, and make people's lives easier, we are looking for you! In this role, you will: - Support the access management process for tools by monitoring the queue and handling standard tickets based on priority. - Support employees in resolving standard access-related issues with the systems we use, escalating complex problems when necessary. - Manage and process daily identity management and access requests. - Assist with IT onboarding workflows, supporting account creation and initial access provisioning for new joiners. - Execute routine

Site Reliability Engineer - Access Team Berlin About the Opportunity We are seeking a Site Reliability Engineer to join the Platform Engineering Domain in the Access Team. The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Access Team's mission is to ensure secure, seamless, and compliant access to that infrastructure. We build the gateway between our engineers and our cloud resources. As one of the first banks completely hosted in the cloud, our security and compliance standards are industry-leading. We don't just use a modern stack; we build sophisticated access solutions like JIT (Just-In-Time) provisioning and Privileged Access Management (PAM) to protect our customers and our data. In this role, you will: Be responsible for designing and maintaining the systems that govern how humans and services access our AWS environment. You will ensure that access is "least-privilege" by default, automated, and audit-ready. More specifically, you will: - Manage and scale our Teleport infrastructure for secure access to servers, databases, and Kubernetes clusters. - Develop and maintain automated Identity and Access Management (IAM) workflows within AWS. - Implement and improve Just-In-Time (JIT) access solutions to reduce our permanent attack surface. - Collaborate closely with the Cloud Control team to integrate security policies into the core infrastructure provisioning process. - Automate authorization flows to ensure regulatory compliance without slowing down engineering velocity. - Maintain and improve our Infrastructure-as-Code (Terraform) for all access-related components. - Support internal

Audit Operations Senior Manager Berlin About the opportunity The Audit Operations Senior Manager is responsible for the operational policy and support processes of Internal Audit. This role ensures that reporting, data analytics, audit tools, and the organizational framework of the audit function are operated efficiently and continuously developed. The objective is to support the auditing function through a structured data foundation, reliable reporting, and a stable system landscape, while ensuring transparency regarding audit activities and findings. In this role, you will: - Audit Governance & Methodology: Support Maintain and further develop the operational framework of the Internal Audit function, including methodologies, operational standards, and supporting governance processes. - Audit Quality Assurance: Manage the Internal Audit Quality Assurance and Improvement Program in Internal audit - Audit Reporting: Prepare and consolidate quarterly and annual Internal Audit reports for senior management and governance bodies, including analysis of audit coverage, findings, and remediation status. - Audit Data Analytics: Develop and perform data analyses to support audit activities, including trend analysis of findings, risk indicators, and remediation progress. - Audit Systems Administration: Operate and maintain the Internal Audit systems landscape, including administration and continuous improvement of Audimax and the Jira Audit project. - Issue & Findings Monitoring: Oversee the tracking and monitoring of audit findings and remediation measures, ensuring transparency on remediation progress and escalation of delays where necessary. - Audit Process Support: Support auditors with operational aspects of the audit lifecycle, including reporting structures, system usage, and data preparation. - Stakeholder Coordination: Act as

Senior Presales Consultant New York, NY, United States Company Description: Wise is a global technology company, building the best way to move and manage the world's money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . Wise Platform helps banks, software companies and large enterprises leverage Wise's infrastructure to offer their customers world class payments products through their own channels. Our partners make up some of the world's biggest banks and online platforms, such as Monzo, N26, and Google. Wise Platform is a start-up within a scale up. We're based across the world - from New York, to London, to Singapore and beyond. Job Description: We are looking for a Pre-sales Consultant to join our team in New York and play a crucial role in winning sales opportunities by solving our partner's most complex problems. We'll look to you as a key contributor of the pre-sales function within the North American region, helping achieve growth objectives while consulting closely with our product, sales, and delivery teams to design solutions that we can deliver efficiently and with quality. As a Pre-sales Consultant, your success will be driven by an ability to

Associate - Business Continuity Management Berlin About the opportunity We are seeking a Business Continuity Management Associate to join our Outsourcing & Business Continuity Management team. Our team strengthens operational resilience by managing risk, conducting impact analyses, and supporting regulatory readiness. We value ownership, collaboration, and proactive communication, empowering team members to lead projects and drive improvements. This is an excellent opportunity for an ambitious professional looking to build on a strong foundation and develop expertise in business continuity and outsourcing management. We are committed to your growth and will provide training on our tools and processes. As part of our growing team, you will take ownership of key activities such as BIAs and vendor management while gaining exposure to high-impact initiatives, including DORA compliance. In this role, you will: - Support the planning and conducting of business impact analyses (BIAs) and risk assessments to identify critical business functions and dependencies - Support the 1LoD in framing and developing Business Continuity Plans - Support the planning and follow through of regular continuity testing (table-top exercises, simulations, recovery drills) and track remediation of gaps by the 1st LoD - Support the operational resilience agenda including third-party / ICT dependency risk and DORA compliance - Support resilience assessments of critical third-party and outsourced service providers, including key dependencies, concentration risks, and substitution planning - Support the integration of BCM into the broader CIFS risk framework, ensuring alignment with Operational Risk, Third Party Risk Management, and ICT Risk - Monitor regulatory and industry

AFC Associate - SAR Delegate (CDD / Fixed-term contract) Paris About the opportunity We are currently seeking an AFC Associate / SAR Delegate (Déclarant Tracfin) to join the French MLRO function on a CDD/fixed-term basis (6 months). In this role, you will be responsible for coordinating and taking ownership of key Anti-Financial Crime Operations activities, including decision-making on matters such as: review AML-CFT investigations, support the teams in charge of ongoing due diligence and EDD process (including decisions on requests for information to the customer), as well as review and submission of SARs. You will be the reference point of contact for our AFC and KYC Operations team, you will support them with your guidance and participate in their upscaling. In this role, you will: - Review investigations made by the AFC Operations department. - Assist AFC Operations on their investigations. - Oversee complex case investigations, sanctions reviews, and other AFC related processes. - Review and submit SARs, ensuring quality according to Tracfin and ACPR expectations. - Act as Déclarant Tracfin. - Review complex Authority Requests. - Provide individual and collective guidelines to AFC operations analysts. - Prepare necessary templates for AFC Ops communication with customers. - Implement and improve local procedures based on the local regulatory challenges and the group's standard. - Coordination with other operational functions working on the French market. What you need to be successful: Background: - Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike. - A Bank Financial

Senior Backend Engineer - Connectivity Berlin, Vienna, Barcelona About the opportunity We are seeking a Senior Backend Engineer who is comfortable working with infrastructure to join the Platform Engineering domain in the Connectivity group. The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build "the bank the world loves to use." The Edge team contributes to this mission by providing a unified Edge platform for all partner-facing and customer-facing traffic, where security and governance are embedded by default, operational ownership is always clear, and platform changes can be made quickly without creating customer risk. As one of the first banks completely hosted in the cloud, our security, resilience, and productivity standards require not only the use of a modern technology stack but also building teams in line with our principles, supporting our product teams, the company, and our customers. In this role, you will: - Design, build, and maintain build a secure and performant unified Edge platform for all partner-facing and customer-facing traffic. - Bring a strong engineering perspective to the team, helping to instill software design best practices, scalable system architecture, and high-quality code standards. - Collaborate with Engineers, SREs, and other platform stakeholders to deliver robust, maintainable, and secure infrastructure solutions tailored to the needs of both technical and non-technical internal users. - Actively support platform scalability, observability, and testing efforts, helping to ensure services are production-ready and compliant. - Take part in roadmap and architecture discussions, contributing your experience

Business Continuity Manager Berlin About the opportunity We are seeking a Business Continuity Manager to join our Outsourcing & Business Continuity Management team. Our team strengthens operational resilience by managing risk, conducting impact analyses, and supporting regulatory readiness. We value ownership, collaboration, and proactive communication, empowering team members to lead projects and drive improvements. This is an excellent opportunity for an ambitious professional to drive strategic expertise across business continuity and outsourcing management and to play a pivotal role in shaping our processes and mentoring our expanding team. In this role, you will: - Lead the development, implementation, and maintenance of the Business Continuity Management and Crisis Management framework across all operations - Support the definition and continuous enhancement of BCM strategy, policies, procedures, methodology, and standards in alignment with regulatory requirements (e.g., DORA, MaRisk) and industry best practices - Manage complex business impact analyses (BIAs) and risk assessments to identify critical business functions and dependencies - Support the implementation and integration of tooling related to BCM and CM - Support the leads in transforming the current Business Continuity Management framework into a broader Operational Resilience capability, including DORA requirements, critical service continuity, and third-party resilience controls - Create training and awareness plans across the organization to build a strong resilience culture - Highlight potential gaps and risks to senior leaders, committees, and governance forums with supporting KPIs on readiness, outcomes, and emerging risks - Plan, manage, and conduct regular continuity testing (table-top exercises, simulations, recovery drills) and track remediation

ICT GRC - ICT Compliance Manager Berlin About the opportunity We are seeking an ICT GRC - ICT Compliance Manager to join our team. In this role you will be fully accountable for the design, implementation, and continuous improvement of our IT compliance framework. You will lead the compliance topic end-to-end, ensuring our IT systems and information security practices are robust, scalable, and aligned with evolving European and German regulatory requirements. In this role, you will not only ensure adherence to regulations, you will shape how compliance is embedded into technology, product development, and security practices. You will act as the central authority for IT compliance within the 2nd Line of Defense, driving alignment across stakeholders and proactively steering regulatory readiness in a fast-changing environment. With AI and automation transforming compliance processes, you will evaluate, design, and implement AI-driven solutions to enhance compliance monitoring, risk assessments, second-line control testing, and regulatory reporting. This is your opportunity to redefine compliance operations in a technology-forward organisation. In this role, you will: - Own the IT compliance framework within the 2nd Line of Defense, reporting to the Deputy CISO. - Define, maintain, and continuously enhance the target measure catalogue in alignment with internal security standards and regulatory requirements. - Lead independent second-line compliance assessments of the ISMS and ICT control environment. - Ensure full adherence to EU and German regulations (e.g., MaRisk,CSA,PSD3, DORA) and relevant industry standards (ISO 27001/27002, NIST, etc.). - Drive regulatory gap analyses and define strategic remediation roadmaps. - Own

Senior Site Reliability Engineer - Access Team Barcelona About the Opportunity We are seeking a Senior Site Reliability Engineer to join the Platform Engineering Domain in the Access Team. The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Access Team's mission is to ensure secure, seamless, and compliant access to that infrastructure. We build the gateway between our engineers and our cloud resources. As one of the first banks completely hosted in the cloud, our security and compliance standards are industry-leading. We don't just use a modern stack; we build sophisticated access solutions like JIT (Just-In-Time) provisioning and Privileged Access Management (PAM) to protect our customers and our data. In this role, you will: Be responsible for designing and maintaining the systems that govern how humans and services access our AWS environment. You will ensure that access is "least-privilege" by default, automated, and audit-ready. More specifically, you will: - Manage and scale our Teleport infrastructure for secure access to servers, databases, and Kubernetes clusters. - Develop and maintain automated Identity and Access Management (IAM) workflows within AWS. - Implement and improve Just-In-Time (JIT) access solutions to reduce our permanent attack surface. - Collaborate closely with the Cloud Control team to integrate security policies into the core infrastructure provisioning process. - Automate authorization flows to ensure regulatory compliance without slowing down engineering velocity. - Maintain and improve our Infrastructure-as-Code (Terraform) for all access-related components. -

Data Analytics Manager - Financial Empowerment Barcelona We are seeking an experienced and strategic Analytics Manager to lead the Financial Empowerment domain (Investments, Savings, and Lending) one of our cross-functional areas shaping the development of one of the world's leading FinTech products. About the opportunity As an Analytics Manager, you will own the analytics strategy and execution for our Product & Business Segments within the respective domain. You are responsible for ensuring data is at the core of decision-making, fostering a strong data culture, and enabling teams to deliver measurable business impact. You will work in a cross-functional setup, leading a team of ~4 data analysts while partnering closely with engineers, designers, product managers, and senior business stakeholders. This is a hands-on leadership role , where you are expected to split your time between: - ~50% individual contribution , focusing on the most complex and high-impact analytical problems - ~50% team leadership and management , ensuring your team delivers high-quality work and continues to grow In this role, you will: Help us set the right goals: Define and align domain-level KPIs and OKRs, ensuring teams are focused on the highest-impact opportunities. Establish frameworks that connect product initiatives to measurable business outcomes. Inform product roadmap: Drive the analytics roadmap for your domain, proactively identifying strategic opportunities, risks, and trends. Ensure insights consistently shape product and business strategy across multiple teams. Be a strategic partner: Act as a trusted advisor to senior stakeholders, influencing decision-making through high-level insights and clear recommendations. Translate

Data Analytics Manager - Everyday Banking Barcelona We are seeking an experienced and strategic Analytics Manager to lead the Everyday Banking domain (Payments, Cards, and Core Account Lifecycle) , one of our cross-functional areas shaping the development of one of the world's leading FinTech products. About the opportunity As an Analytics Manager, you will own the analytics strategy and execution for our Product & Business Segments within the respective domain. You are responsible for ensuring data is at the core of decision-making, fostering a strong data culture, and enabling teams to deliver measurable business impact. You will work in a cross-functional setup, leading a team of ~4 data analysts while partnering closely with engineers, designers, product managers, and senior business stakeholders. This is a hands-on leadership role , where you are expected to split your time between: - ~50% individual contribution , focusing on the most complex and high-impact analytical problems - ~50% team leadership and management , ensuring your team delivers high-quality work and continues to grow In this role, you will: Help us set the right goals: Define and align domain-level KPIs and OKRs, ensuring teams are focused on the highest-impact opportunities. Establish frameworks that connect product initiatives to measurable business outcomes. Inform product roadmap: Drive the analytics roadmap for your domain, proactively identifying strategic opportunities, risks, and trends. Ensure insights consistently shape product and business strategy across multiple teams. Be a strategic partner: Act as a trusted advisor to senior stakeholders, influencing decision-making through high-level insights and

Strategy & Operations Manager - Acquire Berlin About the opportunity We are seeking a highly driven Business Team Manager to join our Strategy and Operations team. - Do you have hands-on experience driving growth through acquisition funnels, customer onboarding journeys, and conversion optimization initiatives? - Are you passionate about solving complex business problems through data, leveraging SQL to generate insights, building robust business cases, and monitoring P&L performance and key business KPIs? - Do you thrive in fast-paced environments where you lead cross-functional projects, align diverse stakeholders, and drive strategic initiatives within the Financial Services industry? As part of our Acquire team, you will help define and execute the strategies that drive customer acquisition and sustainable growth. You will own critical growth initiatives end-to-end, leveraging data, business insights, and cross-functional collaboration to optimize conversion funnels and customer onboarding journeys. Your work will directly influence business performance, customer experience, and the achievement of our growth objectives. In this role, you will: - Own the performance and strategic roadmap of the Acquire segment, developing a deep understanding of business drivers, customer behavior, and operational processes. - Monitor and analyze acquisition performance, conversion funnels, and core business KPIs to identify opportunities for growth, efficiency, and customer experience improvements. - Build robust business cases, evaluating costs, benefits, risks, and expected business impact for investment and growth initiatives. - Drive high-impact initiatives end-to-end from initial strategic design to delivery execution as well as ongoing improvement and management. - Act as a key cross-functional connector, between

Growth Marketing Manager, Italy - Affiliate/Influencer Marketing Milan About the Opportunity We are looking for a highly motivated and resourceful Growth Marketing Manager to join our team and lead our expansion in the Italian market. This role is ideal for a results-driven professional who is eager to manage complex external partnerships and drive user acquisition while maintaining a high-impact, operational mindset across all performance marketing channels. You will join a high-performance team where you will be expected to manage everything from strategic negotiations to technical troubleshooting in a fast-paced environment. In this role, you will: Influencer and Affiliates Marketing - Primary focus will be defining, optimising and executing our Affiliate and Influencer marketing strategy, ensuring total alignment with our business goals and local market nuances. - Manage the day-to-day operations of the Italian Affiliate and Influencer network, including pipeline building, relationship management, negotiation, and performance optimisation. - Conduct data-driven research and analysis to support decision-making and provide the insights needed to scale channel performance. This includes deep dive analysis on acquisition rates, costs, profitability, product penetration and long term retention, - Own the reporting of channel performance, key insights, and strategic plans during weekly and monthly growth steering meetings. - Help define and improve marketing processes related to partnership tracking, attribution, and payout/budgeting for the Italian market. - Ensure content compliance and internal rules and controls processing. Growth Marketing - Identify and execute ad-hoc growth initiatives to drive user and revenue growth. - Develop and manage co-marketing campaigns with strategic

AFC Operations Excellence Associate Madrid About the opportunity We are looking for a highly analytical and structured Operations Excellence Associate to support AFC Operations in driving performance, efficiency, and operational scalability. This role sits at the intersection of operations, analytics, and strategy execution, supporting leadership with data-driven insights, governance, and process optimization across Fraud, Sanctions, and Financial Crime operations. You will play a key role in enabling operational decision-making, improving performance frameworks, and driving cross-functional efficiency initiatives. In this role, you will be doing: 📊 Performance & Analytics - Own AFC operational performance reporting (KPIs, SLAs, KRIs). - Deliver monthly performance packs and executive insights. - Support MBRs, committees, and leadership reviews with data analysis. - Identify trends, risks, and efficiency opportunities. ⚙️ Operational Excellence & Process Improvement - Drive process optimization and harmonisation across AFC Operations. - Lead or support continuous improvement initiatives and deep dives. - Support design and rollout of new KPIs and operational frameworks. 📈 Workforce Planning & Capacity Management - Support forecasting, headcount planning, and capacity modelling. - Partner with WFM and Finance to ensure operational readiness. - Support remediation planning and resource allocation decisions. 🤝 Governance & Cross-functional Coordination - Support OKR cycles, governance forums, and operational reviews. - Act as interface between AFC, Finance, WFM, and other stakeholders. - Support audit readiness and operational control documentation. 🚀 Project & Business Support - Support strategic and operational transformation initiatives. - Provide ad-hoc analysis for senior leadership. - Contribute to automation and efficiency initiatives. Profile

Strategy & Operations Intern Italy Barcelona About the Opportunity We are looking for a highly motivated and resourceful Strategy & Operations Intern to join our team and support our expansion in the Italian market. This role is a unique hybrid, offering hands-on experience across business strategy and marketing. This is an ideal position for a recent graduate who is eager to understand how a high-growth company scales in a local market through both strategic planning and marketing execution. In this role, you will: Support Strategy & Operations of the Branch - Market Research: Conduct deep-dive research into the Italian market, focusing on competitor moves, local trends, and new partnership opportunities. - Branch Monitoring: Support the IT Branch Manager in monitoring local operational health, tracking branch-specific KPIs, and identifying bottlenecks. - Product & Business Support: Provide localized insights to the Product and Business teams to help them better integrate with local partners and Italian user needs. - Strategic Mapping: Assist in identifying and evaluating high-impact partnership opportunities that align with our long-term Italian market strategy. Assist local Marketing initiatives - Performance Tracking: Assist in conducting data-driven research to track marketing performance metrics - Reporting: Help prepare weekly growth steering reports, highlighting key insights and channel performance for the Italian market. - Experimental Growth: Help identify and document new experimental initiatives that support our overall user and revenue growth objectives. - Campaign Coordination: Help execute ad-hoc growth initiatives and co-marketing campaigns with local partners to expand our reach. What you need to