risk analyst
CRED - bengaluru
Posted Dec 21, 2025
Benefits
- Parental leave
- Not verified
- Non-birth-parent leave
- Not verified
- Family-building benefits
-
- Fertility benefits: Not verified
- Adoption assistance: Not verified
- Surrogacy assistance: Not verified
- Mental health support
- Not verified
- Relocation assistance
- Not verified
- Childcare support
- Not verified
- Learning budget
- Not verified
- Verification
- Not verified
- Salary
- Not verified
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Market context
- U.S. role benchmark (BLS OEWS)
- $106,409 U.S. median for this role
- Projected growth (BLS Employment Projections)
- +7.7% - Faster than average
Matched to SOC 13-2011 - Finance aggregate by role bucket.
Source: U.S. Bureau of Labor Statistics, OEWS, May 2024 and Employment Projections, 2024-2034.
Role
Schedule
- Shift type
- Not verified
- Weekend work
- Not verified
Application
- Cover letter
- Not verified
- Assessment
- Not verified
- Deadline
- Not stated
Where they hire
State eligibility is not yet verified.
About this role
risk analyst bengaluru what will you do: - as the risk team member you will be responsible for managing risk strategy and containing credit losses at Prefr - you will be responsible for building different credit risk policies using different scorecards and models - policies include approve/ decline block/unblock pricing limit assignment etc - working closely with collections and operations team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies - working closely with technology and product teams to ensure right implementation of credit policies in the system through testing and due diligence - constantly assess effectiveness of existing credit policies through portfolio deep dive and segment analysis and recommend changes in policies if required - building and publishing portfolio monitoring reports/dashboards with risk matrices on a regular basis and providing key insights - calculate loss provision for the portfolios and provide loss forecasting of future months - provide support with data and insights on risk for lender onboarding lender reviews internal risk committee reviews etc - create product programs and policy documents with subsequent changes and version controls you should apply if you have/are: - 2-4 years of strong analytical monitoring execution experience in banks/NBFCs/fintechs - proficient in SQL python - prior retail credit experience will be strongly preferred followed by any experience on underwriting in proximate fields like unsecured loans insurance working capital loans etc - have the ability to analyze and solve complicated problems and distil that complexity into simple
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