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Credit Analyst

Monzo - Cardiff, London or Remote (UK)

Posted Nov 24, 2025

Benefits

Parental leave
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Non-birth-parent leave
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Family-building benefits
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About this role

Credit Analyst Cardiff, London or Remote (UK) 🚀 We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London or Remote (UK) | 💰 £58,000 to £78,000 + Incentive Awards tied to your performance + Benefits | Data Team, Borrowing Our team: Our Borrowing collective is growing across Personal Loans and Financial Health. We're building innovative, responsible lending products that give customers greater transparency, flexibility, and control over their money. Personal Loans provides simple, transparent borrowing, while Financial Health focuses on sustainable growth and better customer outcomes. As part of the team, you'll develop and optimise unsecured credit risk and pricing strategies, partnering closely with Product, Engineering, and Data to build profitable portfolios and outstanding customer experiences.

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