Earnin jobs

Application Programmer Remote, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are looking for an experienced, passionate, and resourceful engineer to join the EarnIn payroll services team. As a Backend Engineer, you will work cross-functionally with various teams and contribute to the design and development of our backend services. This is a remote position offering the opportunity to create meaningful impact in a dynamic, fast-paced fintech environment. The US base salary range for this full-time position is $95,482-$116,700, plus equity and benefits. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO - Debug, troubleshoot, and optimize existing applications. - Analyze complex technical problems and propose effective solutions. - Foster a culture of learning and continuous improvement within the team by leveraging a broad skill set. - Implement secure coding practices and adhere to regulatory standards.

Compliance Analyst Remote, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking an experienced Compliance Analyst who will play a critical role in ensuring compliance with regulatory requirements and mitigating both current and emerging risks by creatively leveraging data and technology to improve the effectiveness of business and compliance processes. The US base salary range for this full-time position is $85,000- $ 99,300, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a remote position. WHAT YOU'LL DO - Review proposed changes or new products, services, or features to identify potential compliance risks or concerns and the impact of changes to existing compliance policies and procedures. - Provide recommendations to improve the compliance process and enhance the company's ability to adapt to regulatory changes. - Monitor the implementation of corrective actions

Senior Software Engineer Mexico City, Mexico; Remote, Mexico About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY Join our DevelSoper Experience team to design and ship AI-native tooling and agentic workflows that meaningfully accelerate the way EarnIn engineers build, ship, and operate software, and help set a new bar for what engineering productivity looks like. This is a remote position, though it could also be a hybrid role from our Mexico City office as part of our expanding site. EarnIn offers excellent benefits for our employees, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. Our salary ranges are determined by role, level, and location. We are unable to provide visa sponsorship or immigration support for this position. WHAT YOU'LL DO - Draw on firsthand experience with the friction,

Software Engineer II Mexico City, Mexico; Remote, Mexico About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are the Platform-as-a-Service Engineering team at EarnIn. We don't just manage infrastructure; we build the foundational "Paved Road" that enables our product teams to ship with velocity and safety. Our stack is built on AWS, EKS, and Argo CD, but our future is Agentic. We are shifting from manual configuration to AI-augmented orchestration, in which the platform anticipates developers' needs and self-heals through intelligent automation. We're seeking a Platform Engineer (I3) who is an AI-native builder, someone who doesn't just use AI tools but designs and deploys AI agents to eliminate toil, accelerate developer workflows, and multiply what a lean team can deliver. You will own solutions across Kubernetes (AWS EKS), GitOps (Argo CD), CI/CD (GitHub Actions), and our developer portal (Cortex), while relentlessly

Staff Analytics, Product & Marketing Mountain View, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking a Staff Analyst to partner closely with the CMO and product leadership to drive user growth and engagement. This leader will shape and drive the analytics strategy, mentor and develop the team, and collaborate cross-functionally with Marketing, Product, and Engineering to translate business needs into actionable insights. The primary goal of this position is to architect and build agentic workflows that transform how analytics operates: design AI-driven pipelines that work autonomously, surface insights proactively, and scale decision-making across the organization. You bring both the strategic vision to see where automation unlocks the most value, and the hands-on depth to get into the data and build it yourself. The Mountain View base salary range for this full-time position is $215,000 to $263,000, plus

Future Opportunities at EarnIn Mountain View, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary: Are you interested in exploring career opportunities with EarnIn, but do not match any of our current openings? No worries! Apply to this posting, and we will keep your information on file for future opportunities. We are always interested in hearing from great candidates who share a strong interest in our mission, value,s and future endeavors. Our team will review your background and contact you should a new and relevant position arise that we feel you may be qualified for. At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity

Head of Machine Learning Mountain View, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking an experienced and visionary Head of Machine Learning to lead and scale our machine learning efforts across the company. As a fintech company where data and machine learning (ML) is integral to both our business strategy and user experience, we depend on robust, scalable systems to drive impactful decisions and deliver exceptional customer value. Our mission is to pioneer success stories through the application of generative AI and state-of-the-art machine learning algorithms, thereby generating transformative business and societal impact. The Head of ML will drive operational excellence across our machine learning systems by defining and executing a vision that moves models from research to production with strong performance, reliability, and maintainability. The ideal candidate will bring a proven track record of deploying ML

Software Engineer (Gen AI) Mountain View, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. WHAT WE'RE LOOKING FOR EarnIn is building the next generation of AI-powered experiences that help millions of people access their pay and improve their financial well-being. We're looking for a self-driven engineer eager to grow, learn quickly, and expand their impact by building high-quality systems and agent-driven GenAI workflows. This role is for a builder who is ready to move beyond foundational work and take significant ownership. We are looking for someone who takes initiative, deeply values craft, and is eager to push the boundaries of how engineers collaborate with AI agents. The US base salary range for this full-time position is $181,000 to $222,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This hybrid position requires in-person work from our Mountain

Platform Software Engineer Bengaluru, India About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY EarnIn is seeking a Platform Engineer to help with strategic design, automation, and optimization of our cloud infrastructure. This role involves innovation in cloud operations, enabling rapid development and scaling solutions across teams and systems. This is an impactful role within the organization, designed for those who excel at critically evaluating the needs of a rapidly growing company and at anticipating and solving cloud challenges at scale. This position will be hybrid, based in our Bengaluru office (HSR Layout), as part of our expanding site. EarnIn offers our employees excellent benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to travel to our Mountain View HQ. Our salary ranges are determined by role, level, and location. We are unable to provide visa sponsorship or

Staff Risk Analyst Remote, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking a Staff Risk Analyst (Fraud) to partner closely with the Chief Risk Officer. This role is the single accountable owner of EarnIn's fraud risk management. You will operate as the company's fraud SME, setting direction, influencing architecture, and driving alignment across Engineering, Product, Compliance, and Fraud Ops. The scope goes well beyond analysis - you will own the full lifecycle from strategy through implementation and operations, and your impact will be felt across every product and every customer interaction at EarnIn. This is a remote position offering the opportunity to create meaningful impact in a dynamic, fast-paced fintech environment. The US base salary range for this full-time position is $170,000-$210,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. WHAT

Senior Full Stack Engineer Remote, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We seek an experienced, collaborative, and resourceful Senior Full Stack Engineer to join our team. Our Early Bets initiatives are critical to EarnIn's success, providing new experiences and products for our users to empower them with a more comprehensive ecosystem of solutions. We seek engineers who thrive in uncertainty, excel at defining technical solutions in ambiguous environments, and collaborate closely with Product teams to refine requirements. The ideal candidate has experience building 0-to-1 products end-to-end and demonstrates a strong ability to design and implement scalable architectures across the full stack to support rapid product evolution. Candidates with backgrounds in early-stage software products engineered for scale, or who have worked in Research & Development on new technologies, will fit well on our team. The base salary range for

Senior Site Reliability Engineer Mexico City, Mexico; Remote, Mexico About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. WHY this role exists EarnIn's community members rely on our products to perform consistently, respond promptly, and instill trust. Reliability goes beyond infrastructure; it shapes the customer experience. Product teams must deploy rapidly, but they must also develop systems that are observable, resilient, easy to operate, and safe to update. This role exists to elevate the reliability of EarnIn's production systems while empowering engineering teams to advance swiftly with assurance. As a Senior Site Reliability Engineer, you will spearhead reliability enhancements that fortify services, streamline incident management, and foster sustainable on-call practices. This role can be remote anywhere in Mexico, or Hybrid with 2+ days a week in our Mexico City office. HOW you will create impact - Act as a senior technical owner for reliability

Staff Systems Administrator Mountain View, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY Join EarnIn's IT team to own enterprise identity architecture end-to-end and lead AI-enabled automation that replaces manual workflows with scalable, auditable systems. The base salary range for this full-time position is $221,900 - $271,200, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View (Headquarters) and will require in-office work 2 days a week. WHAT YOU'LL DO - Design and evolve EarnIn's enterprise identity model with Workday as the authoritative HRIS source and Okta as the central control plane. Drive zero-touch joiner/mover/leaver provisioning and own the program's First-Pass Automation Yield (FPAY) metric. - Architect privileged access management at scale: just-in-time elevation, time-bound exceptions, managed-device enforcement, and policy-driven entitlement reviews. Build and maintain the IAM Roles

Sr. Platform Engineer (K8s) Bengaluru, India About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY Platform at EarnIn strives to operate as a platform-as-product organization. We build the foundation that empowers product teams to ship quickly and safely: golden-path CI/CD, Kubernetes runtimes, observability, self-service workflows, and paved paths exposed through our developer control plane. We hold a high bar for operational excellence and measure our impact through developer velocity, reliability, and cost efficiency. We're seeking a Senior Platform Engineer to design, build, and evolve the internal platform that powers EarnIn's microservices and data systems. You'll lead work across Kubernetes (AWS EKS), GitOps (Argo CD), CI/CD (GitHub Actions), service mesh (Linkerd), observability (Datadog), and our developer portal (Cortex), with a focus on safe change delivery, self-service, and reliability at scale. You'll collaborate with DevX, SRE, and Product Engineering peers to simplify the SDLC,

Staff Recruiter Mountain View, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We're hiring a Staff Recruiter to join EarnIn's Talent Acquisition team. In this role, you'll have the opportunity to partner directly with leadership and help build the AI-Native center of excellence within Talent Acquisition, a recruiting function that will embed AI tools and workflows into every stage of hiring. The profile of roles we're hiring has shifted, requiring increasingly specialized experience. This role gives you the opportunity to shape how we hire during a unique moment, build a real center of excellence for AI talent acquisition, and grow into broader leadership over time. This role is for someone who already has an excellent foundation of recruitment knowledge and who is ready for the next challenge of shaping how a high-growth tech company hires in an AI-native world. You'll

Sr. Machine Learning Engineer Bengaluru, India About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY As a Fintech company where Machine Learning (ML) is one of the key features, our operations highly rely on machine learning models, from business decisions to customer experiences. Therefore, ensuring our machine learning systems' health and scalability is critical. To guarantee the success of machine learning systems, work needs to be done around transforming ML models to high-performance production-level code. This includes not only implementing sophisticated machine learning algorithms but also robustness monitoring, system logging/alarming, and DevOps. This position will be hybrid from our Bengaluru office as part of our expanding site location. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to collaborate with and travel to our Palo Alto HQ and Bangkok Site. Our salary ranges are

Senior Software Engineer - Fullstack (SaaS product/Payroll) Bangkok, Thailand About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are looking for a passionate and resourceful Senior Software Engineer to join the EarnIn payroll services team. In this role, you will participate in the design, development, and implementation of frontend and backend services that support the full suite of EarnIn Payroll's products including our integration platform and payroll SaaS product. Your work will ensure backend systems and user-facing applications are well-aligned, intuitive, and reliable for payroll customers. Come make a difference with us and have fun doing it! This position is hybrid from our Bangkok office as part of our expanding site. EarnIn offers excellent benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View, CA headquarters. Our salary ranges

Senior Application Integration Engineer Bengaluru, India About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY Join EarnIn's Enterprise IT team in Bengaluru to design and own integrations across our core business systems: Finance, HR, Legal, and Compliance, as we build the technology infrastructure for public company readiness. This position will be a hybrid role based in our Bengaluru office, with 2 days on-site as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View HQ. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO - Design, build, and maintain integrations across EarnIn's enterprise application stack, including NetSuite (ERP), ADP (payroll), Workday (HRIS), Carta (equity management), Greenhouse (recruiting), Okta (identity), Pigment (FP&A), and Zip (procurement) using direct REST/SOAP

IT Support Specialist Mexico City, Mexico About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY Join EarnIn's IT team as our IT Support Specialist - the first point of contact for North America and Mexico City employees during Pacific Time business hours, and the on-site IT partner for our Mexico City office. This position will be a hybrid role based in our Mexico City office, as part of our expanding site locations, with two days a week required in office. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View, CA HQ. Our salary ranges are determined by role, level, and location. We are unable to provide visa sponsorship or immigration support for this position. WHAT YOU'LL DO - Serve as the first point of contact for North

Sr. Data Analyst Bengaluru, India About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY Join us in a high-impact role to drive growth at EarnIn. This function plays a critical role in how we use analytics to inform our business & marketing priorities, drive data-backed experiments, deliver value across the consumer lifecycle, and measure performance for future optimizations. You will work closely with our marketing, product, and engineering teams to establish end-to-end measurement & reporting, implement rigorous testing methodologies, and drive strategic analyses. This position will be hybrid from our Bengaluru office as part of our expanding site location. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to collaborate with and travel to our Mountain View, CA HQ. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO - Drive

Staff Site Reliability Engineer Mountain View, US About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. WHY this role exists EarnIn's products must deliver speed, reliability, resilience, and trust to community members who depend on them. As EarnIn grows, we cannot rely on heroics, tribal knowledge, manual investigation, or isolated SRE expertise. We must embed reliability practices that scale across product engineering teams, enhance customer experience, and enable rapid shipping without increasing operational risk. This role exists to lead EarnIn's next stage of reliability maturity: an AI-first operating model that uses AI to actively detect, investigate, respond to, learn from, and prevent production issues. As a Staff Site Reliability Engineer, you will guide technical direction for reliability across critical services, relying on AI-assisted workflows as key tools to reduce toil, speed incident response, improve production readiness, and enhance the operational quality of the engineering

Staff Software Engineer (Backend Services) Bengaluru, India About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We're looking for a Staff Backend Engineer to join the Core Services team at EarnIn. We are seeking experienced, passionate, and resourceful engineers to join our backend teams. As a backend engineer, you will work cross-functionally with various teams and contribute to the design and development of our backend services. This position will be hybrid from our Bengaluru office, as part of our expanding site, with 2+ days in the office. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to collaborate with and travel to our Mountain View HQ and Bangkok Site. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO - Design and implement scalable, high-quality backend features and REST APIs -

Staff Machine Learning Engineer Bengaluru, India About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. ABOUT EARNIN As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help

Senior Machine Learning Engineer Bengaluru, India About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY As a Fintech company where Machine Learning (ML) is one of the key features, our operations highly rely on machine learning models, from business decisions to customer experiences. Therefore, ensuring our machine learning systems' health and scalability is critical. To guarantee the success of machine learning systems, work needs to be done around transforming ML models to high-performance production-level code. This includes not only implementing sophisticated machine learning algorithms but also robustness monitoring, system logging/alarming, and DevOps. This position will be hybrid from our Bengaluru office as part of our expanding site location. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to collaborate with and travel to our Palo Alto HQ and Bangkok Site. Our salary ranges are