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Principal Underwriter, SMB Risk

Clearco - Canada, USA

Posted May 18, 2026

Benefits

Parental leave
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Non-birth-parent leave
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Family-building benefits
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  • Adoption assistance: Not verified
  • Surrogacy assistance: Not verified
Mental health support
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Relocation assistance
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Childcare support
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Learning budget
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Market context

U.S. role benchmark (BLS OEWS)
$106,409 U.S. median for this role
Projected growth (BLS Employment Projections)
+7.7% - Faster than average

Matched to SOC 13-2011 - Finance aggregate by role bucket.

Source: U.S. Bureau of Labor Statistics, OEWS, May 2024 and Employment Projections, 2024-2034.

Schedule

Shift type
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Weekend work
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Application

Cover letter
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Assessment
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Deadline
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Where they hire

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About this role

Principal Underwriter, SMB Risk Canada, USA Clearco is the capital partner that thinks like a founder. We provide fast, flexible, and founder-first funding designed to scale with your momentum. With over $3 billion deployed to 10,000+ brands, our performance-driven model delivers competitive terms, capped weekly repayments, and access to capital in as little as 24 hours. There's no dilution, no personal guarantees, and no friction. Whether you're securing inventory, funding ads, or launching your next big product, Clearco helps you move faster with confidence. What your day-to-day will look like: - Join Clearco as a senior leader on the diligence and underwriting team - Conduct reviews of SMB customers to reach robust, data-driven credit decisions - Work directly with customers and independently own credit decisions for individual accounts (approve/decline recommendations, exposure amounts, and key terms) within Clearco's authorization and escalation framework - Develop and refine detailed risk frameworks for these decisions alongside the credit team - Work collaboratively with internal stakeholders to complete ad-hoc requests and projects, often with time constraints - Undertake detailed financial statement analysis to evaluate the financial health of Clearco customers and prospects and effectively communicate findings to key stakeholders - Test and refine specific financial metrics and ratios to enhance the speed and accuracy of our underwriting - Maintain expert knowledge of internal risk frameworks, authorization limits, and escalation processes - Act as a trusted risk advisor to leadership, delivering direct, data-backed recommendations to help the team win - Conduct ongoing analysis of the credit

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